The Maddox Firm LLC - Long Term Disability and ERISA

03/02/2026

Can I file a long term disability claim if my employer requests I return to the office? Yes, but it's complicated.

As remote work becomes less common and employers request employees to return to the office, individuals with medical conditions may find themselves in need of exploring their rights and options under LTD insurance policies. We’ll answer common questions about filing an LTD claim if your condition ...

11/17/2025

Attorneys' fees and court costs expended for ERISA long term disability cases may be tax deductible.

Attorneys fees and court costs expended in long term disability lawsuits may be deductible above-the-line if the disability benefits are taxable and the disability coverage was provided by an employer.

10/28/2025

Learn how to return to work after a short or long term disability.

Explaining the key steps to successfully returning to work after a disability, how it may affect your benefits, and what you can do to ensure a smooth and supportive transition back into the workplace.

07/23/2024

https://www.maddoxfirm.com/post/restrictions-limitations-disability

What is the difference between restrictions and limitations? How are restrictions and limitations assessed by your long term disability insurance company? How do restrictions and limitations impact your ability to work and receive long term disability benefits?

06/19/2024

Programmers have difficult jobs. What happens if you suffer an illness or injury that prevents you from working? We’ll describe what short term and long term disability benefits are, how they operate, and why they matter to you as a programmer. https://www.maddoxfirm.com/post/programmers-long-term-disability

Writing code and solving problems are the most important skills for a programmer. But what if you experience an illness or an injury that prevents you from working? Luckily, there are benefits that can support you: Short Term Disability (“STD”) and Long Term Disability (“LTD”) Benefits.In th...

06/05/2024

https://www.maddoxfirm.com/post/neuropsychological-evaluation-long-term-disability

A neuropsychological evaluation can bolster short term or long term disability claim, and it may be able to reverse a disability claim denial. If your medical condition causes significant cognitive symptoms, you may consider undergoing a neuropsychological evaluation to support your disability insurance claim.

If your medical condition causes significant cognitive symptoms, you may consider undergoing a neuropsychological evaluation to support your long term disability claim. A neuropsychological evaluation can bolster your claim, and it may be able to reverse a disability claim denial. What a neuropsycho...

05/15/2024

How long does it take to get approved for LTD benefits? What factors can affect the long term disability claim timeline? What you can do to expedite your long term disability claim?

https://www.maddoxfirm.com/post/long-term-disability-timeline

We answer some common questions about how long it takes to get approved for LTD benefits, what factors can affect the long term disability claim timeline, and what you can do to expedite your claim.

04/22/2024

Find out what you need to know about short and long term disability claims for breast cancer.

In this article, we will explain what you need to know when filing a breast cancer short or long term disability claim. Breast cancer can have a significant impact on your ability to work and earn a living, especially if you need to undergo surgery, chemotherapy, radiation, or other treatments that....

03/19/2024

https://www.maddoxfirm.com/post/attorneys-filing-long-term-disability

From deciphering policy terms to addressing the complexities of proving disability in a sedentary occupation, we aim to empower attorneys with the knowledge needed to successfully navigate the disability insurance landscape and secure financial protection in times of unforeseen health challenges.

From deciphering policy terms to addressing the complexities of proving disability in a sedentary occupation, we aim to empower attorneys with the knowledge needed to successfully navigate the disability insurance landscape and secure financial protection in times of unforeseen health challenges.

03/05/2024

If you are unable to work due to an illness or injury, you may be eligible for short term disability or long term disability benefits from your employer or insurance company. These benefits can help you replace some of your income while you recover from your condition. However, applying for disability benefits can be a complex and time-consuming process.

We'll guide you through the steps of filling out short term disability and long term disability claim forms and provide you with some tips and best practices.

https://www.maddoxfirm.com/post/disability-claim-forms

If you are unable to work due to an illness or injury, you may be eligible for short term or long term disability benefits from your employer or insurance company. These benefits can help you replace some of your income while you recover. However, applying for disability benefits can be a complex an...

02/19/2024

A Life Insurance Waiver of Premium (“LWOP”) is a provision in a life insurance policy that offers financial relief to policyholders in the event of a qualifying disability. This feature is designed to help individuals maintain their life insurance coverage even if they are unable to work due to a disabling injury or illness. Understanding the details of how a Life Insurance Waiver of Premium works can help ensure you receive the intended financial protection during challenging times.

A Life Insurance Waiver of Premium (“LWOP”) is a provision in a life insurance policy that offers financial relief to policyholders in the event of a qualifying disability. This feature is designed to help individuals maintain their life insurance coverage even if they are unable to work due to ...