Michael Tierney, P.A.

Michael Tierney, P.A. Consumer Debt Defense, Creditor Harassement, Bankruptcy, Credit Report Issues, robo calls, credit repair scam victims, identity theft. Free consulation.

Welcome to the page of Michael Tierney, P.A., We are a law firm that focuses on helping consumers with debt issues: Credit Card Debt Defense, Debt Collector Harassment, Student Loan Issues and Bankruptcy. Michael Tierney is an attorney located in Winter Park, Florida who represents clients with Consumer Debt issues from the Panhandle to South Florida. He is an experienced trial attorney i

n the area of Debt Defense who regularly tries these cases to a verdict, something few attorneys do in this area of law. Debt collectors know his trial track record, and this often is an advantage in your case. The firm is small and personal where your case is given individual attention and not lost as in bigger firms. The firm aggressively moves your case to resolution. Many of our staff members are fluent in Spanish as well. Michael Tierney, Esquire has personally tried many debt defense cases, throughout Central Florida, to a verdict. We also aggressively file appeals for our clients in the area of debt defense in both the circuit appellate and district court of appeals. The debt defense cases are very specialized and hinge on knowing the rules of civil procedure and Florida evidence code inside and out! Any attorney can call the creditor to arrange a settlement, but few successfully try a debt defense case seeking to win on the merits. Call us to speak about our fantastic track record at trial. We realize if you are dealing with debt collectors, you may be harassed over the phone, cell, or by mail. Debt collectors use unfair, unethical, and ILLEGAL means to collect debts. If you are being harassed by debt collectors and need to know your rights, review the list on the debt harassment page of our website. Every client with Michael Tierney, P.A. receives personal attention. The firm is small and personal, where your case is given individual attention not found in bigger firms.

Are debt collectors blowing up your phone, tracking you down on social media, or calling your workplace? Under the FDCPA...
05/29/2026

Are debt collectors blowing up your phone, tracking you down on social media, or calling your workplace? Under the FDCPA, you have the right to demand they stop - but stopping the calls doesn't make the debt vanish. If you are tired of playing defense against aggressive collection agencies, let us help you go on offense with a comprehensive bankruptcy strategy. Check out your rights below.

The Fair Debt Collection Practices Act protects you from unfair tactics like threats or calls at odd hours. Know your rights and how to handle FDCPA violations.

Want better loan rates or to avoid surprises when renting or applying for a job? Pull your credit reports from all three...
05/26/2026

Want better loan rates or to avoid surprises when renting or applying for a job? Pull your credit reports from all three bureaus, check for mistakes (wrong accounts, duplicate debts, or unknown addresses), and dispute errors promptly. Here’s a quick guide:

Understanding what is in a credit report and how to read it can help you better manage your finances. Learn how to get your credit report and spot errors on it.

An emergency (or “skeleton”) bankruptcy petition can quickly trigger an automatic stay to halt foreclosure or repossessi...
05/22/2026

An emergency (or “skeleton”) bankruptcy petition can quickly trigger an automatic stay to halt foreclosure or repossession, but you must file required follow‑up schedules and statements—typically within 14 days—so consult a bankruptcy attorney or your local court rules before filing. https://www.justia.com/bankruptcy/emergency-bankruptcy/

Filing for bankruptcy can be overwhelming, especially when trying to understand deadlines, paperwork, and debt relief op...
05/08/2026

Filing for bankruptcy can be overwhelming, especially when trying to understand deadlines, paperwork, and debt relief options. Learn more about how a bankruptcy lawyer may help guide you through the process.

https://money.com/do-you-need-a-bankruptcy-lawyer/

Chapter 7 bankruptcy offers a fresh financial start, but strict regulations like the 90-day rule can catch you off guard...
05/01/2026

Chapter 7 bankruptcy offers a fresh financial start, but strict regulations like the 90-day rule can catch you off guard. If you recently paid off a large debt, the court might reverse the transaction. A bankruptcy lawyer will evaluate your recent payments and guide you on exactly when it is safe to file your case.

This bankruptcy timing rule could determine whether you keep recent payments or lose them to creditors. Here's why.

If your credit card balances keep growing, there may be legal ways to manage or reduce what you owe. Learn more about de...
04/27/2026

If your credit card balances keep growing, there may be legal ways to manage or reduce what you owe. Learn more about debt relief options and when bankruptcy might be worth considering.

Struggling with credit card debt? Learn how bankruptcy, settlement, and other legal strategies may help reduce what you owe—and what to expect if you file.

If you’re dealing with unpaid taxes, bankruptcy may be one option alongside payment plans or settlements. Each path come...
04/24/2026

If you’re dealing with unpaid taxes, bankruptcy may be one option alongside payment plans or settlements. Each path comes with specific requirements and consequences, so exploring your options early can help you make more informed financial decisions.

Declaring bankruptcy is a last resort to solving financial problems.

Address

214 Palmetto Street
New Smyrna Beach, FL
32789

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14077400074

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