Sandra Ramos Real Estate

01/30/2025

“Activity in the housing sector seems to have stabilized in the labor market. Conditions remain solid. Payroll job gains averaged to 170,000 per month over the past three months. Following earlier increases. The unemployment rate has stabilized since the middle of last year and at 4.1% in December remains low.”

Above, Jerome Powell At the Federal Reserve’s first 2025 press conference January 29, following a two-day meeting, Fed Chair Jerome

12/19/2024

🎉✨ Join us on January 23rd to celebrate the New Year as we honor the 2025 LIBOR Incoming Officers & Directors and recognize our 2024 REALTOR® Award recipients!

Enjoy an elegant cocktail dinner, live music, and great company as we toast to new beginnings. 🥂🎶

📅 Date: Thursday, January 23, 2025
📍 Location: The Garden City Hotel
🎟️ Tickets: https://bit.ly/3ZXjbjf

Let’s make it a night to remember! 🌟

12/19/2024

According to NAR:

“Less competition can lead to better deals. While homes are not selling as fast as during the summer, sellers may be more willing to negotiate.”

Waiting for perfect market conditions often means missing out.

11/08/2024

We’re excited to announce LIBOR’s upcoming podcast, ‘Room
to Think! Join us as we explore the trends, tips, and insights shaping
Long Island real estate. Stay tuned for our launch next Monday, November 11th! 🎧 🎙️

10/31/2024

Myth! Don't limit yourself. Although it may seem convenient to stay with your current bank, you have the freedom to shop around with other lenders to find better rates and terms. Reach out today to discover a mortgage that perfectly fits your needs.

10/31/2024

FICO uses percentages to represent generally how important each category is, though the exact percentage breakdown used to determine your credit score will depend on your unique credit report.
Understanding how it's broken down—factors like payment history, credit utilization, and length of credit history—can empower you on your home buying journey. A strong credit score is crucial for securing favorable mortgage rates and loan terms.
Let's delve into the details together and pave the way to your dream home!

10/23/2024

Homebuyers have stayed on the sidelines, waiting for lower mortgage rates. Based on how things are going, they'll be waiting a while longer.