08/28/2026
Divorce after 50 has financial complexity that a standard case doesn't. Three things most people don't know going in:
Social Security — a 10+ year marriage may entitle you to up to 50% of your ex's benefit. Nine years eleven months doesn't qualify.
Healthcare gap — COBRA lasts 36 months. Medicare starts at 65. Factor the gap into your settlement.
Pension valuation — the statement balance isn't what a pension is worth in divorce. Getting it wrong is permanent.
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