08/26/2026
The Housing Mitigation Fund Program is now accepting applications in Mercer and Gloucester Counties
🌊 Flood Safety Week: Housing Mitigation Fund Program
We’re recognizing Flood Safety Week by highlighting programs from NJDCA’s Division of Disaster Recovery & Mitigation that help NJ homeowners prepare for future severe storms and disasters.
The Housing Mitigation Fund Program (HMF) provides up to $100,000 in interest-free, repayable funding for eligible flood mitigation activities to make homes safer and more resilient.
🏠Funded projects include:
âś… Retaining walls and improved grading to help keep floodwater away from homes
âś… French drains, sump pumps, and underground piping to reduce basement flooding
The HMF application period is currently open. Review eligibility requirements and the Fact Sheet to learn more and apply.
đź”— HMF Program Website: https://www.nj.gov/dca/ddrm/programs/ida/hmf.shtml