Divorce Equity Solutions

Divorce Equity Solutions At Divorce Equity Solutions, we guide divorcing homeowners with compassion and clarity, helping you protect your home, your equity, and your future.

At Divorce Equity Solutions, we help divorcing homeowners protect their biggest asset—their home equity. As Certified Divorce Lending Professionals (CDLP™), our team bridges the gap between family law, real estate, and mortgage finance to ensure your divorce settlement is structured for long-term financial success. Many divorcing couples face the question: What happens to the house? Whether you ar

e refinancing the marital home in an Equity Buy-Out or preparing to purchase a new home after divorce, we provide clarity, strategy, and expert guidance every step of the way.

💡 What we do:

Explain the difference between a Rate/Term Equity Buy-Out refinance (often lower rates & more equity access) vs. a Cash-Out refinance (higher rates & equity limits). Review your divorce settlement agreement to ensure it supports your mortgage financing goals. Identify issues that could prevent you from refinancing, such as title seasoning, settlement wording, or equity access limits. Collaborate with your attorney, mediator, or financial advisor to create a divorce mortgage strategy that works for your future.

📌 Why work with a CDLP™? Most attorneys and mediators aren’t trained in mortgage guidelines. That’s where we come in. A CDLP™ offers a unique perspective and helps divorcing homeowners avoid costly mistakes, delays, or even the inability to refinance. By including us on your divorce team, you’ll gain confidence, protect your financial future, and create a sustainable housing plan post-divorce.

📲 Contact Our Team Today

Shelley Mitchell, CDLP™ – NMLS #108865
Text: 281-505-4500

Matt Mitchell, CDLP™ – NMLS #1904064
Text: 713-545-2004

🌐 Learn more: www.DivorceEquitySolutions.com | www.DivorceMyHome.com

Divorcing Homeowners: Why You Need a CDLP Early on👇Without this specialized guidance, it is common to be awarded a home ...
08/29/2026

Divorcing Homeowners: Why You Need a CDLP Early on👇

Without this specialized guidance, it is common to be awarded a home you cannot refinance or structured support income that lenders won't acknowledge. By integrating mortgage planning into the legal process, you protect your credit, your equity, and your future housing stability.

Consulting a CDLP at the start of your divorce identifies "valuation traps" where equity is split without considering the costs of a future refinance. www.DivorceEquitySolutions.com

Click link below to read:
https://voce.com//divorcing-homeowners-cdlp-early-boz4wk?utm_source=copy&utm_medium=social&utm_campaign=article-js7fcydf582n9zb6p3v6x049558bgdkt

Consulting a Certified Divorce Lending Professional early ensures mortgage options are protected and prevents settlement terms that make refinancing impossible.

Divorce isn’t just the end of a marriage. It’s grieving the home, the plans, the traditions—and the future you thought y...
08/28/2026

Divorce isn’t just the end of a marriage. It’s grieving the home, the plans, the traditions—and the future you thought you were building together. 💔

And while you’re carrying all of that emotionally, you’re also being asked to make some of the biggest financial decisions of your life.

You don’t have to figure it all out alone. At Divorce Equity Solutions, we help divorcing homeowners understand their options so they can make informed decisions about keeping, selling or refinancing the home—and move forward with a plan.

If this speaks to you, please share it. Someone you know may need to hear that they aren’t alone. 🩷

Follow Divorce Equity Solutions for real guidance and education about divorce, the home and the mortgage.

📞 281-505-4500
🌐 DivorceEquitySolutions.com

Before you agree to keep the house, make sure the mortgage plan works after the divorce. Let’s strategize before mediati...
08/04/2026

Before you agree to keep the house, make sure the mortgage plan works after the divorce. Let’s strategize before mediation. 🏡

07/19/2026

The biggest divorce mistake I see? Staying financially married after you’re legally divorced. I recently spoke with someone who agreed to keep co-owning the home after the divorce.

At the time, it sounded like the perfect solution.

Years later…
🏠 The home needs major repairs.
💸 She can’t qualify for financing to fix it.
🤷‍♂️ He won’t agree to sell.
⚖️ And now they’re back in conflict… years after the divorce was final.

This is why I tell every divorcing homeowner:

Don’t make permanent real estate decisions based on temporary emotions.

Before mediation, build the right divorce team. A Certified Divorce Lending Professional (CDLP) can help you understand what today’s decisions could mean five or ten years from now.

Don’t wait until you’re stuck.

📞 281-505-4500
🌐 DivorceEquitySolutions.com

Love is over. The mortgage isn’t.®

07/13/2026

Friday… Day 1 of Forward.

Walking in, I honestly didn’t know what to expect. It was my first time attending, and I figured I’d pick up a few business ideas.

I couldn’t have been more wrong.

The speakers didn’t just talk about business. They talked about life. About courage. About failure. About family. About choosing to dream bigger, even when it’s uncomfortable.

There were moments I laughed. Moments I got emotional. And more than once, I found myself thinking… I needed to hear that.

Sometimes we get so busy chasing the next deal, the next goal, the next thing on the calendar that we forget to pour back into ourselves.

Friday reminded me that when you grow as a person, everything else grows with you.

I left Day 1 inspired, challenged, and incredibly grateful… and somehow even more excited for what Day 2 had in store.

If you were there, what was your biggest takeaway?

07/02/2026

⚠️ Before you pay
an assumption review fee…
Talk to us first to see if this is the right option

This Independence Day, I keep coming back to what freedom really means for the people I work with.In divorce, freedom be...
07/01/2026

This Independence Day, I keep coming back to what freedom really means for the people I work with.

In divorce, freedom begins with an informed decision. Before the settlement is signed, while there is still time to plan, you deserve to understand what your home and your financial future can truly support.

That is the work I do as a Certified Divorce Lending Professional. I help you see your real options early because a legal option is not always a lending option, and that difference can shape your life for years.

If you or someone you know is facing these decisions this summer, let's talk before the terms are set, not after.

Happy Fourth of July! 🇺🇸

The standard divorce house buyout math looks clean on paper: home value, minus the mortgage, divided by two. Then the re...
06/19/2026

The standard divorce house buyout math looks clean on paper: home value, minus the mortgage, divided by two. Then the refinance gets underwritten, and the number that felt fair stops working.

Divorce Equity Solutions work with attorneys, mediators, and financial neutrals on exactly this gap. Four variables decide whether a buyout can actually be funded: how the refinance is structured (rate-and-term vs. cash-out, and the LTV ceiling), separate property contributions, closing costs and seasoning rules, and the standalone qualifying income of the spouse keeping the house.

Get them on the table before settlement, and the buyout holds. Miss them, and it can unravel months after the decree, when nobody did anything wrong.

I broke down how a CDLP® runs these numbers, with worked examples: https://divorcebriefings.com/4uJm581

If you have a case file that includes the house in question, I'm glad to run the analysis alongside you. Let’s talk.

Another one of the most overlooked financial risks during divorce has nothing to do with the mortgage. It's homeowners' ...
06/18/2026

Another one of the most overlooked financial risks during divorce has nothing to do with the mortgage. It's homeowners' insurance.

When ownership of a property changes, the insurance policy usually needs to change too. Skipping that step may lead to coverage gaps, denied claims, and costly surprises long after the divorce is finalized.

As a Certified Divorce Lending Professional (CDLP®), I help divorcing homeowners see how mortgage financing, property ownership, and other housing decisions shape their long-term financial picture. Catching an issue like this early is often the difference between a clean transition and an expensive mistake.

If you have questions about your situation or how divorce may affect your housing options, reach out anytime. The article below is a good place to start. https://www.divorcelendingassociation.com/blog/divorce-and-property-insurance-the-costly-consequences-of-overlooking-updates.cfm

Divorce and Property Insurance: The Costly Consequences of Overlooking Updates

06/16/2026

🚨 Divorcing homeowners: Before you agree to keep the house… make sure you know if you actually CAN.

I’ve seen too many people walk away from mediation believing they can refinance, assume the mortgage, or buy out their spouse—only to find out later that the numbers don’t work.

The house is often the largest asset in a divorce. Don’t make decisions without understanding your options first.

That’s why building the right divorce team matters.

Thank you to the attorneys and professionals who recognize the value of collaborative divorce planning. Together, we help families move forward with confidence. ❤️🏡⚖️

Address

Montgomery, TX
77356

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17135452004

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