Real Estate Logic by Amber

07/24/2022

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04/09/2022

Great article!

Rising mortgage rates are supposed to cool house prices. But this time could be different.

02/04/2022

I love Meet Kevin!! Great Chanel to watch for real estate market discussion. This is interesting... In regards to real estate, are we at the top of the cycle or are we at the bottom of a new cycle?

For course members.

05/12/2021

I would have swore there'd be a crash after covid relief but im reading all over Google, lumber shortage is the culprit for the inflation and slowing housing supply. We might be on the rise for housing prices till 2022, then a slight correction according to Dave...

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02/15/2017

Getting your loan is the first step of the home buying process. Call me, I've got a couple lenders for you to call and compare. Honest, experienced, committed to your success, and here's a good one, available! I wouldn't have it any other way!

Star of the hit TV show “Shark Tank” and real estate expert Barbara Corcoran shares 3 crucial rules on paying off mortgage.

02/15/2017

Ready to buy your dream house but don't have enough to put down? Here are some ways to come up with the cash.

02/10/2017

This affordability calculator is great! You can select a community down to the zip code and upon entering your income and debt, it will give you a range of what you can afford, from conservative to moderate and aggressive. Once you have determined your budget, scroll down for a list of homes for sale that meet your criteria. I always recommend checking the ratings of the school systems as well. High ratings are better for value and resale, and better for your kids! Have fun with this, it's a great place to start!

The home affordability calculator from realtor.com® helps you estimate how much house you can afford. Quickly find the maximum home price within your price range.

02/09/2017

Did you know you can tap into your IRA to pay for closing costs or the down payment on a new home without penalty? Each spouse is allowed to remove $10k, or $20k combined. Note to self though, the money needs to be used within 120 days of removal so just provide your IRA statement with proof of funds and let the escrow company let you know when it's time to withdraw.

If you withdraw IRA money before you reach age 59 1/2, most of the time you'll get hit with a 10% tax penalty. But there are some instances where the IRS says it's OK to use your retirement savings early.

02/09/2017

Americans are more upbeat about home prices, home selling, their rising household incomes, and they’re less scared about losing their jobs, according to Fannie Mae’s Home Purchase Sentiment Index, a survey of 1,000 Americans in January about their attitudes toward housing.

This could bode well for the spring buying season: Measures of consumer optimism on personal finances and the economy are at or near the highest level in years.

02/03/2017

Read this article to find out what a debt-to-income ratio is and how to make sure you have your best foot forward when you are ready to buy!

: “I will be purchasing my first home in 2015 and plan to use an FHA loan. How much money could I borrow to buy a house based on my income? I make about $80,000 per year. Are there calculators that can tell me how much of an FHA payment I can qualify for with my salary?”

02/03/2017

FHA or Conventional, which loan is right for you?

It may not always seem clear whether to apply for a FHA loan or conventional loan when purchasing a new home. Here are a few tips that may help you decide.

02/01/2017

How much are closing cost fees? 2% - 7% of the sale price. Watch this short video to see what those fees pay for!

Both buyers and sellers typically pitch in on closing costs, but buyers shoulder the lion's share of the load. How much? Watch and find out.