06/01/2026
Hurricane season starts June 1 — is your property actually protected?
Today marks the official start of the 2026 Atlantic hurricane season. Forecasters are predicting a quieter season overall, but a single storm making landfall can cause catastrophic damage — and with Florida already in extreme drought conditions, the ground is primed to make storm damage worse, not better. The time to review your coverage is before a storm hits, not after.
Most homeowners don't realize how many gaps exist in their policy until they're filing a claim. Hurricane deductibles are separate from standard deductibles and are often significantly higher. Wind damage and flood damage may be covered under entirely different policies — and knowing which applies to your loss matters.
Review your hurricane deductible before storm season gets active:
- Confirm whether you have separate flood coverage or rely solely on your homeowner's policy
- Document your property's current condition now — photos and video, inside and out
- Know your claim filing deadlines; in Florida, supplemental claims have strict cutoff dates
Call 844-776-7364 for a free claim evaluation. No upfront fees — we don't get paid unless you do.