Lorenzo Arca, Esq.

Lorenzo Arca, Esq. Attorney at Fleitas & Arca PLLC.

Italian Citizenship,
Business Transactions, Probate & Estate Planning, Business Immigration
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🩺 Healthcare surrogate or living will... Do you know the difference?A designation of healthcare surrogate names someone ...
07/28/2026

🩺 Healthcare surrogate or living will... Do you know the difference?

A designation of healthcare surrogate names someone you trust to make medical decisions for you if you become unable to.

A living will is different, it puts your own wishes about end-of-life care, like life support, in writing. One appoints the decision-maker; the other records your decisions directly.

A complete Florida estate plan typically includes both, so your voice and your chosen person are both protected.

📲 (305) 442-1443

07/23/2026

⚖️ "I don't own enough to need an estate plan." That's one of the costliest misconceptions in Florida.

In Florida, whether an asset requires probate is determined by how it's titled, not by how much it's worth. Most middle-class Floridians own more probate assets than they realize, and it's often the smaller, overlooked accounts that end up in court. A modest checking or savings account titled individually, with no beneficiary designation, can force your family into a probate proceeding. Even a basic estate plan can minimize court involvement, reduce delays, and protect the people you love.

📲 (305) 442-1443

📋 Four documents form the foundation of nearly every Florida estate plan, do you have all of them?A basic Florida estate...
07/21/2026

📋 Four documents form the foundation of nearly every Florida estate plan, do you have all of them?

A basic Florida estate plan usually rests on four key documents: a last will and testament, a durable power of attorney, a designation of healthcare surrogate, and a living will. Most people focus on the will and what happens to their property after they pass, but the documents that protect you while you're still alive are just as critical. Together, they make sure the right people are in place to act on your behalf, both during your lifetime and after.

📲 (305) 442-1443

07/16/2026

🏡 Florida homestead laws can protect your home from creditors, but they can also limit who you're allowed to leave it to.

Most people know Florida homestead provides powerful protection for a primary residence. What many don't realize is that those same laws affect how the property passes at death. If you're survived by a spouse or minor child, Florida law restricts your ability to devise homestead by will, and the consequences can be significant. That's why homestead property requires careful estate planning. Depending on your family's goals, strategies may include spousal waivers, properly structured revocable trusts, or enhanced life estates, commonly known as lady bird deeds.

📲 (305) 442-1443

🔒 Do you think your will keeps your estate private? In Florida, once it's filed in probate, it becomes public record, ex...
07/14/2026

🔒 Do you think your will keeps your estate private?

In Florida, once it's filed in probate, it becomes public record, exposing your assets, debts, and beneficiaries to anyone who looks. A properly funded revocable trust keeps it all confidential and out of court.

📲 (305) 442-1443

07/03/2026

📝 Not all powers of attorney are created equal, and in Florida, the difference can leave your family stuck in court.

A power of attorney that isn't durable generally terminates the moment you become incapacitated, exactly when you need it most. A durable power of attorney lets your chosen agent keep acting on your behalf even if you can't manage your own affairs. It's also effective the moment it's signed, not upon a finding of incapacity, which makes choosing the right agent critical. And even a well-drafted document has limits: Florida law requires certain "superpowers," like the authority to make gifts, to be expressly granted and separately signed or initialed. Without that, your agent may not have the power to act.

📲 (305) 442-1443

📂 Signing a trust is just step one.A trust only controls the assets that have been legally transferred into it. Real est...
06/30/2026

📂 Signing a trust is just step one.

A trust only controls the assets that have been legally transferred into it. Real estate must be deeded, accounts must be retitled, and beneficiary designations must align, otherwise your loved ones may still face probate.

📲 (305) 442-1443

06/25/2026

If you couldn't speak for yourself tomorrow, who would make your medical decisions?

Without a Designation of Health Care Surrogate, Florida law decides who acts as your health care proxy if you become incapacitated... and it may not be the person you'd choose. A comprehensive estate plan includes both a Health Care Surrogate Designation and a Living Will, which allow you to name a trusted decision-maker and outline your end-of-life wishes.

These documents are especially critical for single individuals, unmarried couples, blended families, and adult children caring for aging parents.

📲 (305) 442-1443

💻 Your digital life doesn't disappear when you pass.From email and social media to crypto wallets and cloud storage, you...
06/23/2026

💻 Your digital life doesn't disappear when you pass.

From email and social media to crypto wallets and cloud storage, your digital assets can be locked away from loved ones without the right legal documents in place. Florida law lets you grant fiduciary access, but only if you plan ahead.

📲 (305) 442-1443

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782 NW 42nd Avenue, Suite #430
Miami, FL
33126

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