Rubinstein & Associates, P.A.

08/31/2026

Huge news for small business owners! FinCEN has permanently ended the beneficial ownership reporting requirements under the Corporate Transparency Act for U.S. companies. See how this regulatory rollback impacts your business here.

https://home.treasury.gov/news/press-releases/sb0603

08/25/2026

Buying or selling a home? While "deed" and "title" are often used interchangeably, they serve very different legal functions in real estate. Understanding the distinction is vital to protecting your investment. Learn what every homeowner needs to know.

Deed and title aren’t the same—one is a document, the other a legal concept. Learn the key differences before buying or selling a home.

08/24/2026

Registering a business involves key decisions on entity structure, state qualifications, and federal compliance requirements like FinCEN beneficial ownership reporting. Protect your assets from day one with proper legal preparation. https://www.sba.gov/counseling/launch-your-business/ -permits

08/17/2026

Using copyrighted photos, music, or videos for business marketing usually requires permission from the content creator. While fair use rules allow limited use of protected materials for education or commentary, commercial promotions rarely qualify. Simply tagging or giving credit to the original creator is not enough to protect your business.

Our best expert advice on how to grow your business — from attracting new customers to keeping existing customers happy and having the capital to do it.

08/10/2026

Contracts are legally binding agreements that protect both sides when making deals or doing business. Understanding basic terms like mutual agreement, clear obligations, and fair value helps ensure everyone’s rights are respected. Knowing what makes a contract valid helps ensure that both parties uphold their promises.

Understanding contract law is essential for creating enforceable agreements, avoiding disputes, and protecting your business in today’s legal landscape.

08/10/2026

A subject-to mortgage allows a buyer to take over making payments on an existing home loan while ownership transfers to their name. Even after the deed moves to the new owner, the original seller remains legally responsible for the mortgage debt. Understanding who holds the deed and who holds the loan helps protect both parties from unexpected surprises.

What is a subject-to mortgage?

With subject-to mortgages, the buyer agrees to take over the seller's mortgage payment

08/03/2026

Choosing the right structure for a business helps separate personal assets from company liabilities. Well-drafted agreements with partners, vendors, and clients ensure everyone understands their obligations while protecting what you build. Knowing these basic legal responsibilities early on creates a solid foundation for long-term stability.

Business lawyers help with contracts, business structure, compliance, and legal risks. They save money by preventing costly mistakes before they happen.

07/28/2026

Co-buying a home with a friend or family member means sharing both property rights and financial responsibilities. Every person listed on the mortgage is responsible for the entire loan payment, not just their portion. Understanding how different property title options work can help protect each owner's rights from the very beginning.

https://myhome.freddiemac.com/blog/homebuying/what-to-know-about-co-buying-a-house?

Although the arrangement may not be for everyone, co-buying with friends and family could be an option in challenging housing markets.

07/27/2026

Establishing and building business credit requires creating a legal entity, obtaining trade credit, and consistently paying vendors on time or early. Consulting a business attorney can help you structure your entity properly and protect your personal liability while building corporate credit.

Business credit signals to lenders and vendors about your company’s ability to borrow money and pay its financial obligations. Learn what it is and how to build it.

07/20/2026

Properly closing, selling, or transferring a business requires navigating complex state dissolutions, tax filings, and asset valuations. Consulting a business attorney ensures you draft a legally binding sales agreement, protect your personal assets, and successfully avoid lingering liabilities.

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