Cernitz Law

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Cernitz Law, located in Miami, Florida, was founded in 2010. Our law firm believes good enough is not good enough. We strive for excellence in all we do.

We believe in thinking outside the box, putting people first, and treating them like family. Our law firm operates on the belief that good enough is not good enough. We believe in finding solutions, putting people first, and treating them as if they were family. Our team of attorneys has over 60 years of combined legal experience. We understand the complexities of any kind of insurance claims, personal injury, commercial/business disputes, landlord/tenant disputes, construction law, and collections. We're not a surface law firm - we dig deeper and think outside of the box to find creative and unique solutions other attorneys overlook. We know the insurance scams and games that they play work aggressively to navigate the legal system to your advantage.

10/14/2026

What happens when even the insurance company’s attorneys don’t have the full story?

Before representing policyholders, I represented insurance companies. I learned firsthand that the facts presented to their attorneys may not always tell the complete story of what happened during a claim.

If you’re stuck in a long, frustrating insurance dispute, there may be more to uncover.

🏠 At Cernitz Law, we fight to uncover the facts and protect your rights.

📲 Dealing with a property insurance claim? Let’s talk.

10/07/2026

Florida homeowners & property owners 🏠 — dealing with property damage?

Don’t let an insurance company leave you hanging. At Cernitz Law, you don’t pay unless you get paid.

📲 Have damage? Let’s talk.

09/30/2026

⚖️ What happens when an attorney accuses you of lying in court?

Litigation can get intense. Attorneys may challenge each other’s statements, arguments, and evidence, sometimes directly in court or in written filings.

When that happens, you have to stand up for yourself and make sure the facts are clearly presented and supported.

The legal process can be stressful, complicated, and sometimes frustrating. Understanding what happens behind the scenes can help you better understand what you’re up against.

At Cernitz Law, we believe in advocating for our clients and protecting their interests every step of the way.

09/23/2026

🏠 Think your property damage is “below the deductible”? Don’t wait to report it.

Even if the damage looks minor, there could be hidden or additional damage that isn’t immediately visible. Waiting too long to file a claim could give the insurance company an opportunity to argue that the loss wasn’t reported in a timely manner.

If you believe your home or building has suffered damage, document it and report it as soon as possible.

When it comes to an insurance claim, timing matters.

📞 Have questions about your property damage claim? Cernitz Law is here to help.

09/16/2026

🚨 BREAK-IN OR VANDALISM? HERE’S WHAT YOU NEED TO KNOW. 🏢

Looks like someone may be breaking into—or vandalizing—a building. 😳

But here’s the important part: vandalism is typically covered under many commercial property insurance policies.

If someone damages your insured property, your policy may provide coverage for the resulting damage.

⚠️ But there’s a major catch: If you intentionally vandalize your own property, you generally can’t expect your insurance company to cover the damage.

Insurance coverage depends on the specific language of your policy and the facts of your claim.

If your property has been damaged by vandalism, don’t assume your claim is automatically denied. Know your rights and understand your policy.

📲 DM Justin Cernitz or call Cernitz Law.

09/09/2026

$275,000 AWARDED. 👁️⚖️

My client wasn’t supposed to go blind.

But a critical step in his medical care was missed: his eye doctor failed to prescribe the eye drops he needed to help prevent the loss of his vision.

What followed was devastating—and avoidable.

We took the case to trial, and the jury returned a $275,000 verdict for my client.

Sometimes, it’s the simplest things that can make the biggest difference. When a medical professional fails to provide the appropriate treatment, the consequences can be life-changing.

At Cernitz Law, we fight to hold negligent parties accountable and help our clients pursue the justice they deserve.

📲 DM Justin Cernitz or call Cernitz Law to discuss your case.

Past results do not guarantee future outcomes. Every case is different.

04/18/2026

One thing that can make or break an insurance claim ⚖️
Diligent effort.

Staying on top of documentation, responding promptly, and keeping track of details all play a role in how smoothly a claim moves forward.

Being proactive isn’t optional — it’s essential.

💬 Have you ever had to file a claim? Share your experience below.

04/17/2026

Sometimes spending more on your policy can actually save you more in the long run.

Water damage is one of the most common (and expensive) losses — and not all policies cover it the same way. Lower-cost policies may come with limitations or exclusions that leave homeowners covering the difference out of pocket.

Investing in stronger coverage, including water damage protection, can make a major difference when it matters most.

💡 Save this as a reminder to review your policy before your next renewal.

04/09/2026

What is a surplus lines insurance company — and why should you be aware of it?

Surplus lines carriers are typically used when traditional (admitted) insurers won’t cover a property. While they can provide access to coverage, they are not backed by the state’s guaranty fund.

That means if the company becomes insolvent, policyholders may not have the same protections as they would with an admitted carrier.

Understanding who is backing your policy matters just as much as the coverage itself.

📩 If you’re reviewing your policy or unsure what type of carrier you have, reach out or schedule a consultation so you can make an informed decision.

04/07/2026

Not all recommendations are created equal.

When shopping for a policy, it’s important to do your own research and understand your options. Some agents may earn commissions based on the policies they sell — which can influence what’s recommended.

That’s why the focus should always be on what coverage best fits your needs, not just what’s being presented to you.

📩 Before choosing a policy, take time to compare options and ask questions — and if you need guidance, reach out to make sure you’re making an informed decision.

Address

9350 S Dixie Highway Suite 1220
Miami Beach, FL
33156

Telephone

+13053703255

Website

https://cernitzlaw.com/

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