03/10/2023
Have you recently received numerous spam calls after a credit company has pulled your credit? These calls originate from “trigger leads” sold to credit companies by the Consumer Reporting Agencies (Equifax, Experian, Transunion, Innovis)
Well, the GREAT NEWS is that you can OPT-OUT of receiving these calls!!!
The quickest & easiest way to Opt-Out from receiving Firm Offers for Five Years - electronically is through this website: https://www.optoutprescreen.com/
***Make sure to change the default selection to OPT-OUT***
You can also take it a step further and opt-out permanently by printing out the form available through the link and mailing the form in.
Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.
If you choose to Opt-Out, you will no longer be included in firm offer lists provided by these four consumer credit reporting companies. If you are not receiving firm offers because you have previously completed a request to Opt-Out, you can request to Opt-In. In doing so, you will soon be among the many consumers who can significantly benefit from having ready access to product information on credit and insurance products that may not be available to the general public.
