01/12/2023
Important things to remember when looking for new insurance or being shopped for new insurance in Louisiana:
1) There are only a handful of companies writing in Louisiana. The options in our market are nowhere near what they were pre-Hurricane IDA. (I would say roughly 80-85% fewer markets are available)
2) Having a roof that is 5 years or newer is EXTREMELY beneficial (at least one company writing currently requires this)
3) The days days of finding a wind/hail-Hurricane-Named storm deductible below 2% are pretty much over for the foreseeable future. In fact, depending on parish, several companies will require a 5% minimum - So be prepared for this deductible change if you had a flat $1000 or $2500 deductible prior
