10/12/2026
Thinking about buying a home this fall? Before you ask for a lower price, ask about seller concessions.
Seller concessions are money the seller agrees to put toward your closing costs, and they’re negotiated as part of your offer. That money can also be used to buy down your interest rate:
✅ Permanent buydown: you pay points up front for a lower rate for the life of the loan ✅ Temporary buydown: your payment is lower for the first year or two, then steps up to the full rate
Sometimes a seller credit does more for your monthly payment than a price cut. Every buyer is different, so we run the numbers both ways to find what works best for you.
There are limits based on your loan type, and the seller has to agree. That’s why it pays to talk to us before you write your offer.
📩 Send us a message and we’ll sit down with you and run your numbers. https://www.nowsellingazhomes.com/connect