08/31/2026
Effective August 31, 2026, Petitioners and Joint Sponsors will be subjected to CREDIT CHECK. Mere compliance with the income requirements provided by the Federal Poverty Guidelines for certain number of households is NO LONGER enough. Bad credit history (unpaid credit cards, late mortgage payments, foreclosure and etc are negative factors) may result in the denial of the Petition.
If your Petitioner or Joint Sponsor has credit freeze or security freeze on credit reports, the USCIS may issue an RFE to release such freeze.
Petitioning someone is becoming more and more difficult. It is advisable to consult with a reputable and experienced U.S. Immigration attorney these days.