Specialty Teams of LaMonaca Law

04/27/2026

Thank you! We’re proud to be recognized in the Delaware County Times 2026 Top Lawyers list. This achievement reflects the dedication, experience, and compassion our entire team brings to every client we serve. Thank you to all our loyal clients, family, and friends for your votes, confidence, and referrals over the last 33 years.

At LaMonaca Law, family law and estates are what we do—and we do it differently.

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02/25/2026

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

02/12/2026

02/02/2026

LaMonaca Law

01/31/2026

Great plan. Simple steps done with consistency.

🧠 🧱
I shared this at the start of the month as a simple planning reset.

Now that we’re close to the end of the month, it’s a good moment to revisit it.

Most financial checklists fail because they try to do too much at once.

This one works by narrowing the focus to a single, timed action.

Nothing here is urgent, clever, or dramatic.

That’s intentional.

Small actions, done on a schedule, tend to stick longer than big plans made once a year.

01/27/2026

📊 The "traditional" order — spend taxable first, then tax-deferred, then Roth — is a rule of thumb, not a strategy. In practice, the best sequence depends on where your income lands each year and what thresholds you're trying to avoid.

Pensions, Social Security, and annuities arrive whether you want them or not.

They set the floor.

Required distributions from IRAs and 401(k)s add to that floor starting at age 73 (or 75 for those born in 1960 or later), whether or not you need the money.

Taxable accounts offer more control — long-term gains can be taxed at 0% if total income stays low enough, and you choose when to sell. Roth accounts don't add to taxable income at all, which makes them useful in years where income spikes or when you want to preserve bracket space.

The goal isn't to drain one account before touching another. It's to pull from different buckets in a way that keeps total income in favorable ranges year after year.

05/29/2025

We are Hiring! Send your resume to [email protected].

05/26/2025