Lindsay K. Richardson, Attorney At Law

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Lindsay K. Richardson, Attorney At Law

Lindsay K.

Richardson is a compassionate wills and estates attorney in Texas, with a welcome mat out for those interested in learning more about shielding and protecting their families.

06/05/2026

17 outfits for 4 days.

Six swimsuits.

Three pairs of Sunglasses for reasons that remain unclear.

Most people spend more time planning a long weekend than planning what happens to everything they own.

That’s probably backwards. 😏

If you have a suitcase packed for vacation but no Will, Powers of Attorney, or updated beneficiaries, it might be time to move estate planning to the top of the checklist.

Pack the suitcase.

Make the plan.

Protect your people.

06/03/2026

Most of us will spend an entire Saturday organizing a closet, deep cleaning the fridge, and finally throwing away that random charger from a phone we haven’t owned since 2012.

But the Will?
The Powers of Attorney?
The beneficiary designations?

Suddenly everyone is “too busy.”

A little organization now can save your family a lot of stress later.

✔ Review your Will
✔ Update beneficiary designations
✔ Confirm your Powers of Attorney
✔ Make sure someone knows where the important documents are

Because “I think it’s in a drawer somewhere” is not an estate plan.

Protect your family, not just your closet.

06/01/2026

💍 You Are Cordially Invited 💍

Not to a wedding. Nobody panic. No dress code. No chicken-or-fish dinner. No awkward bouquet toss.

Just a gentle invitation to get your estate plan done before life starts throwing chairs.

Estate planning lets you:
✨ Create a Will
✨ Name Guardians
✨ Sign Powers of Attorney
✨ Protect the People You Love
✨ Avoid making your family play legal scavenger hunt later

Reception to follow:
Less stress • Fewer family disputes • Better sleep

Because the best kind of love story is the one that says,
Because nothing says “I love you” like not leaving your family a legal mess.

No gifts required. Just a signed Will.

05/27/2026

Per capita sounds fancy, but it basically means: “whoever is alive at that level splits it equally.”

Which can be perfectly fine.

Or… not at all what you meant. 😬

In estate planning, the way you say “divide this among my people” matters. A lot. Because there is a big difference between:

“My child’s share should go to their kids if my child passes away first.”

and

“If my child passes away first, everyone else just splits the pot.”

That is the difference between family lines being protected and a share being redistributed among the remaining beneficiaries.

And yes, this is why estate planning attorneys obsess over phrases like per stirpes and per capita while everyone else is just trying to survive the questionnaire.

Words matter. Tiny words. Annoying words. Words that can change where your money goes.

So before you assume “split equally” means what you think it means… let’s make sure your documents are saying the quiet part correctly.

05/25/2026

Memorial Day 🇺🇸

Today is a day of remembrance.

We honor the men and women who gave their lives while serving our country, and we pause with gratitude, humility, and respect.

We don’t know them all, but we owe them all. ❤️

05/22/2026

I own 1/21 of an acre in New Mexico.

How?

My father passed away.
Then my grandmother passed away.

That’s the story.

No drama. No land war. No scandal.
Just generations… and math.

Seven equal shares.
One of those shares divided three ways.
And suddenly?

I “own land.”

Technically.

This is what happens when property passes down over time without long-term planning. Heirs multiply. Land doesn’t.

No one meant for it to become fractional.
No one planned for 1/21 ownership.
It just… happened.

And while I can laugh about my tiny square of New Mexico now, this is exactly how complicated co-ownership begins.

Grief + time + no restructuring plan = slices of slices of slices.

Estate planning isn’t about avoiding death.
It’s about avoiding this.

Because sometimes you don’t inherit “the land.”
You inherit a fraction of a fraction of a fraction.

05/20/2026

One tiny comma? Big problem.

Estate planning is not the place for “close enough.”

A sentence like:

“I give all of my property to my children, Jane, Robert and Susan.”

may seem simple. But depending on how something is written, punctuated, or structured, there can be arguments over whether everyone shares equally — or whether certain people are grouped together.

And once you’re gone, you’re not there to say, “That is absolutely not what I meant.”

That’s why clear drafting matters. Names matter. Definitions matter. Punctuation matters.

Because in estate planning, the smallest details can create the biggest family drama.

05/18/2026

Fancy Words, Simple Meaning

Per stirpes…

Yes, it’s Latin.
Yes, it sounds complicated.
No… it’s actually pretty simple.

It’s just a fancy way of saying—
if someone who is supposed to inherit isn’t around anymore, their share doesn’t disappear… it goes to their kids.

So instead of everything getting reshuffled and divided among the remaining beneficiaries, it follows that person’s “branch” of the family tree.

Think of it like this:
everyone has a seat at the table.
If someone isn’t there, their kids slide into their spot—no one else takes it.

And this is where it really matters…

Because without language like this, that share could go somewhere completely different than what you intended. It might get divided among the remaining people instead of staying within that family line.

One phrase.
Completely different outcome.

This is why estate planning isn’t just about naming who gets what—it’s about how they get it.

And most people don’t realize that… until they’re dealing with it in real life.

05/15/2026

Graduation season 🎓

You raised them.
You got them through school.
You made it to this moment.

And now… here’s the part no one really talks about.

Once they turn 18, you can’t automatically make medical or financial decisions for them—or even access information—no matter how involved you’ve always been.

I know… it feels a little backwards.

But legally, they’re an adult.

That means if something unexpected happens, you could be stuck on the outside looking in.

The good news? This is an easy fix.

There are three simple documents that put you back in a position to help if needed:
A Financial Power of Attorney, Medical Power of Attorney, and HIPAA form.

That’s it.

It’s one of those things you hope you never need…
but you’ll be incredibly glad you have if you do.

If your child is 18 (or about to be), this is your sign.

And I promise—I’ll make it simple.

05/13/2026

I always get asked the same question:
“Do I need a Will if I have a Trust?”

The answer is yes. Always.

I know… it feels a little redundant. You’ve already taken the big step and created a Trust, so why add anything else?

Because real life isn’t perfect.

Having a Trust without a Will is like having a perfectly organized closet… but leaving stuff all over the floor. No matter how good your system is, something always gets missed.

A Will (specifically a pour-over Will) is your safety net. It makes sure anything that didn’t get titled into your Trust still ends up where it’s supposed to go. It also handles things your Trust doesn’t—like naming guardians for your kids.

So even if your Trust is doing most of the heavy lifting… your Will is there to catch what falls through the cracks.

It’s not either/or.
It’s both.

The best plans have a main plan… and a backup plan.

Address

McKinney, TX
75070

Website

http://lkrattorney.com/

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