Easy RGV Owner Financed Homes

07/19/2026

OWNER FINANCE! No credit needed. Kelly Perry-956-429-1982 call or text for pics or info.
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EDINBURG-N. Edison ,$239,000, $12,000 down, 9.5%, $1908.77 plus $100 insurance. 4/2-1880 ft of living, Built 2007, Lg storage building. Taxes can paid separate. Right now are showing $5738, w/ homestead about $4500. Need to be protested. Close to school.

EDINBURG-(2) NEW CONSTRUCTION! 2404 and 2412 N Revolution.
Both are 3/2.5/2, 1715 ft, $295,000, $15,000 down, 9.25%, $2303.49
Plus $100 approx insurance. Taxes can be paid separate about $5000 a year. HOA $300 a year.

EDINBURG-2200 N. Revolution, $325,000, $15,000 down/9.25%/ 1718 ft, 3/3/2, built 2024, $2550.29+ $125 insurance. Taxes can be paid in December. About $6000 a yr, HOA $25 a month, $1100 closing cost. Home has 2 master bedrooms.

ELSA/MONTE ALTO
8350 Guadalupe, $149,000, $15,000 down but can wait on $5000. 7.5% 2688 ft of living, 3/2.5, $1242.20 is a 15 yr note. Taxes are $2537. (Needs a new A/C) closing cost $1,100.

MCALLEN-4713 Violet, $320,000, $15,000 down, 3/2/2, 1966 ft, built 2006, $2509.16, insurance approx, $135 month, taxes can be paid separate $3697 w/ exemptions. HOME has Solar Panels paid for. Has Appliances. Closing cost $1,100

NEW CONSTRUCTION McAllen - Sharyland schools. 3100 York Ave. $275,000, 3/2.5/2, 1405 ft. Includes appliances, HOA $13 month, Closing cost $3000. Taxes and insurance can be paid separate. Down payment $27,500, 9.5%, 7 yr balloon note.

MISSION- New Construction! 3406 N. Trosper, Trosper and 2 mile, 3/2 CONDO, $179,000, $15,000 down payment, 9.89%, $1425, $300 taxes+ HOA $100. (HOA includes exterior insurance, outside maintenance.) Closing cost $1100.

MISSION- 2600 Santa Laura in Los Milagros on 1 acre, 5/3/2, $715,000 with $40,000 down. 9.5% is $5675.77 month +$820 taxes+ insurance. 3089 ft, HOA $183 month. Newer Pool.

WESLACO- NEW CONSTRUCTION! Kerps, 3 Bedroom OR 4 Bedroom, $285,000, $15,000/ 9.25% $2270+ tax/insurance/Taxes about $4500 yr,

02/11/2026

OWNER FINANCE! No credit needed. Kelly Perry-956-429-1982 call or text for pics or info

EDINBURG-NEW CONSTRUCTION! 2401 N. Woody, 3/2/2, 1580 ft, $295,000, $15,000 down, 9.25%, $2303+ about $125 insurance. Taxes can be paid separate about $6500. HOA $300.

EDINBURG- New construction!
2405 Woody, 3/2/2, 1487 ft. $275,000, $15,000 down payment, 9.25% $2221 plus insurance about $125 monthly. Taxes can be paid separate about $5800. HOA $300

EDINBURG-NEW CONSTRUCTION! 2409 Woody, 3/2/2, 1597ft, $295,000, $30,000 down, 9.25%, $2180.09 plus about $125 insurance, taxes can be paid separate about $6000. Closing cost $1,100. HOA $300

EDINBURG-NEW CONSTRUCTION! 1029 Riviera, 4/3/2 ( mother in law quarters separated from home) $340,000, $30,000 down, 9.25% $2550.29 plus insurance about $125. Taxes can be paid separate about $6800. 1902 ft. Closing cost $1,100. HOA $300

EDINBURG-mobile home w/fenced lot. Lot # 110
4131 Compo Street,$142,500 fenced lot,$20,000 down payment , 11% for 20 yrs is $1264, insurance about $100, 3 bedroom / 3 full bathrooms w/Pergo flooring,LED lighting, ceiling fans, New Metal roof, All appliances included Washer , Dryer , Fridge, Microwave, and Stove-Goodman Central AC & Heat

EDINBURG-4149 Mansion/Mobile Home, 2/2, $140,000, $20,000 down, 11% for 20 yrs,$1238.63 + insurance about $1200 yr, taxes about $1600, fully fenced, beautiful! All appliances included. Move in ready!

EDCOUCH-929 Annabelle/3-2-1 garage/1513 sq ft, $214,000, down payment $15,000, 9%,$1602 + /Insurance, taxes can be paid yearly are $4386.14 w/homestead exemption about $3500. Closing cost $1,100.

HARLINGEN-3213 Rocky Row Dr. $275,000, 3/2/2, 1530 ft, down either $15,000, 9.5%, $2186 OR $20,000, 9.25%, 2097 plus taxes and insurances $605.60. Built 2018, comes with appliances. Closing cost $1,100.

LA JOYA-702 Huisache 4/2/car port, $190,000, $15,000 down, 10%, $1579 plus insurance r built 2005,remodeled, 1671 ft, taxes $3000 a yr.

MCALLEN-POOL,2001 N. 46th, 2080 ft, 4/2.5/2, Awesome courtyard, $360,000, $20,000 down, 8.5%,$2624 plus $967 taxes and insurance, closing cost $1,100.

MCALLEN -3220 Guadalupe/1443 ft/$254,000, $10,000 down 9.25% is $2051.68 or $15,000 down 9% is $1930/plus taxes and insurance, built 2017,

MCALLEN-11215 N. 32nd Ln/ $279,000, $15,000 down/9.25% $2171.86 plus insurance about $125. Taxes are $5845 (with homestead exemption about $5000). 1687 ft,3/2/2/ built 2006

MCALLEN-Townhome at 6828 N. 4th st. $310,000. $20,000 down but ONLY 7.5%. $2027.72 plus insurance and taxes can be paid separate. Taxes are $6,219.25, 3/2.5/2, 2064 ft, closing cost $1,100.

MISSION-5404 Xenops, $287,500, $17,500 down, 8.5%, $2076.07 plus $761.23 taxes and insurance = $2837.30. 1759 ft, HOA $29 month/ $348 year, 3/2.5/2, closing cost $1,100.

MISSION- 2600 Santa Laura in Los Milagros on 1 acre, 5/3/2, $715,000 with $40,000 down. 9.5% is $5675.77 month +$820 taxes+ insurance. 3089 ft, HOA $183 month. Newer Pool.

MISSION-2701 Santa Laura in Los Milagros Subdivision, Luxury 5/6/4 with pool/theater/+more, on .72 of an acre, $1,100,000, down payment $75,000, 9% $8,247.

WESLACO- Kerps, 3/2/2, $285,000, $15,000/ 9.25% $2270+ tax/insurance/Taxes about $4500 yr, 1500 ft. NEW CONSTRUCTION!

01/21/2026

01/07/2026

OWNER FINANCE HOMES-NO CREDIT NEEDED!
Text or call Kelly Perry 956-429-1982 for pics or info
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EDINBURG-3237 Zircon 3/2/2 |1444 sq |$265,000,$10,000 down payment,
9.%, |$2051 + $117 insurance, taxes are $4706 yr| built 2021|$1100 closing cost.

EDINBURG-1912 Webster / $360,000/down payment $35,000/11%,
$3095.05+tax/insurance, taxes are $7443/built 2015

EDCOUCH-929 Annabelle/3-2-1 garage/1513 sq ft, $235,000, down payment $15,000, 9%, $1770.17 + taxes/Insurance, taxes are $4386.14 w/homestead exemption about $3500. Closing cost $1,100.

HARLINGEN-NEW CONSTRUCTION, 1301 M. St, 3/2/office + carport, $230,000, $10,000 down payment, 9.25%, 35 yrs, $1766 + $112 insurance, taxes are about $3500 yr and can be paid separate. (Property does not GPS yet, it’s next door to 1223 S. M st) closing cost $1,100

LA JOYA-702 Huisache 4/2/car port, $190,000, $15,000 down, 11.5% $1733.01, built 2005, remodeled, 1671 ft, taxes $3000 a yr.

MCALLEN-Townhome at 6828 N. 4th st. $315,000. $25,000 down but ONLY 7.5%.
$2027.72 plus insurance and taxes can be paid separate. Taxes are $6,219.25
3/2.5/2, 2064 ft, closing cost $1,100.

MCALLEN-2912 Orange Ave, 3/2/carport, 1230 ft, $234,000, down $15,000, 9% $1762.12 + taxes & insurance, taxes are $2291 yr., remodeled, closing cost $1,100.

MISSION- 2600 Santa Laura in Los Milagros on 1 acre, 5/3/2, 3089 ft, $715,000, $65,000 down, 9%, $5230 month +$820 taxes+HOA $186+insurance. Beautiful!

MISSION-1306 3rd Ln. on .43 of an acre, $90,000, down payment $10,000, 11.5% $792.23, taxes $1493

MISSION-801 Alameda-$600,000, $50,000 down, built 2005, 5/4.5/2, 4336 ft, 1/4 acre, 11%, $5237, taxes & insurance separate, taxes $5909 yr. Closing cost $1,100.

MISSION-2701 Santa Laura in Los Milagros Subdivision, Luxury 5/6/4 with pool/theater/+more, on .72 of an acre, $1,100,000, down payment $75,000, 9% $8,247.

PHARR-8413 Estrella, 3/2/1, $210,000, $20,000 down, 11% $1809 + taxes and insurance, built 2005, remodeled 1399 ft.

SAN JUAN-606 Baily, 4/2/2 1543 ft, $250,000, $20,000 down, 11.5%, $2277.67 plus taxes/insurance, taxes are $4525 yr. (Can work with down payment)

WESLACO- Kerps, 3/2/2, $285,000, $15,000/ 9.25% $2270+ tax/insurance/
Taxes about $4500 yr, 1500 ft. NEW CONSTRUCTION!

WESLACO-3811 Everglade (gated) 3/2/2, 2014 ft, $280,000, $28,000 down, 10% $2211+taxes/insurance, taxes are $6335, built 2008. (Can work with down payment)

01/06/2026

$10,000 down payment! Owner Financed Home! 3237 Zircon Edinburg. $265,000. Built 2021, 3/2/2, 1444 ft. 9%, $2051 month plus $117 insurance. Taxes are $4750 year. They can be paid yearly or paid across the year, $395. Closing cost $1,100. Call me at 956-429-1982 or text for more photos

12/08/2025

TWO $10,000 down homes!

10/06/2025

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08/29/2025

📍EDINBURG - 5417 San Diego
3 bedroom, 2 bathroom, 2 car garage.
$295,000 with $15,000 down payment at 9.25% interest. Built in 2019.
Monthly payment of $2,303.
Taxes & insurance can be paid separately.
Taxes are $4,195.52.

3 recamaras, 2 baños, garage de 2 carros.
$295,000 con enganche de $15,000 al 9.25% de interés. Construida en 2019.
Mensualidad de $2,303.
Impuestos y seguros se pueden pagar por separado.
Impuestos $4,195.52 al año.

08/29/2025

📍MCALLEN- 3113 Arroyo
3 bedrooms, 2 bathrooms, 1 car garage.
1,451 ft of living. Built in 2021.
$270,000 with either $15,000 down at 9.5% interest and a monthly payment of $2,144.18
OR $20,000 down at 9% interest with a monthly of $2,011.
Taxes are $5,589 a year.
Taxes and insurance can be payed separately.

3 recamaras, 2 baños y garage de 1 carros.
1,451 pies de vivienda. Construida en el 2021.
$270,000 con enganche de $15,000 al 9.5% de interés y mensualidad de $2,144.18
O $20,000 de enganche al 9% de interés con mensualidad de $2,011.
Los impuestos son de $5,589 al año.
Los impuestos y el seguro se pueden pagar por separado.