Joseph M. Ghabour & Associates, LLC

06/03/2026

How Does Shared Fault Work?

In New Jersey negligence cases responsibility can be shared between a cyclist and a driver. Joseph Ghabour explains that comparative negligence allows a jury to assign percentages of fault totaling 100 percent and the final compensation depends on those findings. If a cyclist is 50 percent or less at fault recovery is reduced but still possible and if above 50 percent recovery is barred.

Click the bio link to listen to the full episode.
https://bio.link/josephghabour

Ghabour

06/03/2026

Safer driving not only protects you but also helps safeguard your loved ones and everyone on the road.
https://loom.ly/AFWF1rI

06/03/2026

What Causes Bike Crashes Most?

The most common bicycle crash scenarios in New Jersey involve intersections and driveways, including right hook turns, left turn conflicts, and unsafe passing situations. Joseph Ghabour explains that many cases depend on who had right of way, how each driver observed the road, and whether signals or traffic controls were followed. Fault often comes down to timing, visibility, speed, and specific traffic rule violations just seconds before impact.

Click the bio link to listen to the full episode.
https://bio.link/josephghabour

06/02/2026

Most bicycle crashes happen where decisions are made fast. Joseph Ghabour reveals intersections and driveways are where over 70% of accidents occur.

Click the bio link to listen to the full episode.
https://bio.link/josephghabour

06/02/2026

Here is a helpful guide that will outline steps you can take to prevent being involved in an accident.
https://loom.ly/0Z-640Q

March 19, 2020 Admin As a pedestrian, taking certain precautions not only reduces the likelihood of accidents, but increases the odds of a successful claim should an accident occur. Here is a helpful guide that will outline steps you can take to prevent being involved in an accident. Do: Cross at ma...

06/02/2026

Fault is built on seconds, not stories. Joseph Ghabour explains it comes down to who saw what and who acted too late.

Click the bio link to watch the full episode.
https://bio.link/josephghabour

06/01/2026

Who Has Right Of Way On Bikes?

When a cyclist is lawfully riding in New Jersey, they are treated as traffic and must follow the same intersection rules as vehicles, including priority for those already in the intersection and yielding requirements during left turns. Joseph Ghabour explains that timing and position often determine fault, especially when cyclists are involved. He also notes that crosswalk rules differ depending on whether a cyclist is riding or walking the bike, which can change how right of way laws apply.

Click the bio link to listen to the full episode.
https://bio.link/josephghabour

06/01/2026

June is National Safety Month. It gives us an an opportunity to make a difference in your home, work, and community by reinforcing the importance of safety.
https://loom.ly/BSsbH7c

06/01/2026

Why Are Bike Cases Different?

Bicycle injury cases in New Jersey are not treated as simple versions of car crashes, since cyclists share the same road rights and duties as drivers and must be evaluated under traffic laws like right of way, signaling, and lane position. Joseph Ghabour explains that these cases also involve more serious injury patterns due to the lack of physical protection such as airbags or seat belts. Insurance issues can also become more complex, making these cases require a different level of analysis.

Click the bio link to listen to the full episode.
https://bio.link/josephghabour

05/31/2026

What If Cyclist Has No Insurance?

When a bicycle accident victim in New Jersey has no auto insurance and no coverage through a resident relative, the claim may be handled through the state program PLIGA. Joseph Ghabour explains that this fund is supported by contributions from auto insurance policies and is designed to cover individuals without a vehicle or household insurance access. It can provide up to 250,000 dollars in medical benefits, subject to a deductible and copay structure, ensuring injured cyclists can still receive necessary treatment.

Click the bio link to listen to the full episode.
https://bio.link/josephghabour

Ghabour