Elder Agency

10/20/2026

❄️ Is your house ready for a U.P. winter?

Frozen pipes. Ice dams. Furnace breakdowns. Heavy snow.

These are just a few of the problems homeowners can face when winter arrives!

The good news? A little preparation in October can help you avoid some expensive surprises.

10/16/2026

It's officially spooky season, and we want to have a little fun!

👻 You know you live in the U.P. when October means __________!

🍁 Beautiful fall colors?
🦌 Dodging deer on your morning commute?
❄️ Wondering if it's going to snow tomorrow or be 75?

🐾 Otto Says: The weather in the U.P. might be unpredictable, but finding a friendly, local insurance agent shouldn't be!

Happy Fun Friday from all of us at The Elder Agency! 💙

10/13/2026

👻 Boo! Know what's scarier than a haunted house?

Finding out AFTER something happens that your insurance doesn't cover what you thought it did! 😱

Frozen pipes, deer collisions, and forgotten coverage updates—oh my!

🎃 Here are some spooky insurance mistakes that could come back to haunt you. Check out our latest article!

By Shelly Malay Don’t let frightening insurance surprises turn into financial nightmares! Summary Halloween is the season for ghosts, goblins, haunted houses, and things that go bump in the night. But some of the scariest surprises have nothing to do with Halloween. They happen when homeowners, dr...

10/09/2026

👻🐾 Don't Get SPOOKED by Your Insurance! 🎃

Even Otto is getting into the Halloween spirit! But there's one thing scarier than ghosts and goblins… finding out you don't have the right insurance coverage when you need it most! 😱

At the Elder Agency, we take the fright out of insurance with friendly faces, local service, and coverage options tailored to your needs. 💙💛

So leave the scares to Halloween and let our team help you protect what matters most!

🎃 No tricks, just treats (and great service)!

10/01/2026

10/01/2026

🔥 Would your family know exactly what to do if the smoke alarm went off tonight?

October is Fire Prevention Month, and it is a good reminder that a few minutes of preparation today can make a big difference during an emergency.

From wood stoves and space heaters to smoke alarms, escape plans, home inventories, and insurance coverage, our latest article breaks down what homeowners should have on their fire safety checklist!

Written by Jessica Nancarrow Summary October is Fire Prevention Month, making it an ideal time for homeowners to look around their homes, identify potential fire hazards, and make sure their families are prepared for an emergency. For those of us living in Michigan’s Upper Peninsula, October also ...

09/30/2026

September may be coming to an end, but protecting the people you love is important all year long. 💙

Throughout Life Insurance Awareness Month, we’ve talked about myths, coverage needs, term vs. permanent life insurance, and how your needs can change through different stages of life.

So we’ll leave you with one final question:

When was the last time you reviewed your life insurance?

Whether you already have a policy or you’re not sure where to start, our team at The Elder Agency is here to help you understand your options and find coverage that fits your life and your family.

Life changes. Your coverage should keep up.

📞 Give us a call and let’s start the conversation. 906-228-9292

🐾 Otto’s Tip: Don’t wait for a major life event to think about life insurance—a quick review today can help you prepare for tomorrow.

09/25/2026

🐾 FUN FRIDAY: Which Life Event Should Have You Thinking About Life Insurance?

Which of these is a good time to review your life insurance?

A. 💍 Getting married
B. 🏡 Buying a home
C. 👶 Having a baby
D. 💼 Starting a business
E. All of the above

Comment your answer below! 👇

Otto’s Tip: Life changes—and your insurance needs can change right along with it.

09/24/2026

Think life insurance is too expensive, only for parents, or unnecessary if you have coverage through work? Think again. Give us a call to discuss further! 906-228-9292

By Kate Nasser Summary Life insurance is one of those topics many people know is important but may put off because of misconceptions about cost, eligibility, or who actually needs coverage. Some assume life insurance is only necessary for parents with young children. Others believe it is too expensi...

09/18/2026

There are 5 Life Events That Should Trigger a Life Insurance Review — Marriage, new baby, buying a home, changing jobs, and retirement. Give us a call for a review! 906-228-9292