Law Offices Of Diana Bogomolnik, PC

01/09/2017

HUD Lowers FHA MIP by a Quarter Point

WASHINGTON – As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro today announced the Federal Housing Administration (FHA) will reduce the annual premiums most borrowers will pay by a quarter of a percent. FHA’s new premium rates are projec...

05/21/2016

Your favorite fitness tracker may not be totally accurate, that's according to a study being used in an amended complaint filed Thursday against Fitbit.

01/28/2016

The Importance of a Last Will and Testament
Despite recognizing the importance of having a Last Will and Testament, as many as two-thirds of adult Americans don’t have one. The reasons for this range from simple laziness to discomfort at the thought of one’s own death. For many, thinking about their own death makes the concept real. As long as they can avoid thinking about it, they can ignore the inevitable.
Unfortunately, failing to plan for one’s death won’t prevent it from happening. Because of that, it is important to write a Last Will and Testament.
Every Adult Needs a Will
While people often think that only the elderly need to have a will, it is advisable for adults of all ages to have one. It is especially important for parents of minor children, even if they don’t have significant assets. Without a will, the government decides who will become your children’s guardian. In order to have a say in who will care for your children—should you die before they reach adulthood—you must draft a Last Will and Testament to state your wishes.
Even adults without families can benefit from having a Last Will and Testament. You have worked hard to earn what you have—your home, your car, your bank account—shouldn’t you have a say in how it will be distributed in the event of your death? Without a will, your wishes will be irrelevant, and the state will decide how to distribute your estate. Precious heirlooms, that you may wish to give to a friend upon your death, will instead be sold at auction and the money will go to the government. In order to make sure that your estate is handled according to your wishes, and that your money is given to a friend, charity, or other organization of your choice, you must draft a will.
According to the United Way, 60% of Americans die without a Last Will and Testament, leaving the government to decide how to divide their estate. If you want to have the final decision about how your estate is distributed after you pass on, please contact us at 732-972-1001 to prepare or review Last Will and Testament as it is a vital document.

A general practice law firm dedicated to providing personalized service to its clients for their real estate, personal injury, collections, estate planning and family matters

12/03/2015

The Importance of a Last Will and Testament
Despite recognizing the importance of having a Last Will and Testament, as many as two-thirds of adult Americans don’t have one. The reasons for this range from simple laziness to discomfort at the thought of one’s own death. For many, thinking about their own death makes the concept real. As long as they can avoid thinking about it, they can ignore the inevitable.
Unfortunately, failing to plan for one’s death won’t prevent it from happening. Because of that, it is important to write a Last Will and Testament.
Every Adult Needs a Will
While people often think that only the elderly need to have a will, it is advisable for adults of all ages to have one. It is especially important for parents of minor children, even if they don’t have significant assets. Without a will, the government decides who will become your children’s guardian. In order to have a say in who will care for your children—should you die before they reach adulthood—you must draft a Last Will and Testament to state your wishes.
Even adults without families can benefit from having a Last Will and Testament. You have worked hard to earn what you have—your home, your car, your bank account—shouldn’t you have a say in how it will be distributed in the event of your death? Without a will, your wishes will be irrelevant, and the state will decide how to distribute your estate. Precious heirlooms, that you may wish to give to a friend upon your death, will instead be sold at auction and the money will go to the government. In order to make sure that your estate is handled according to your wishes, and that your money is given to a friend, charity, or other organization of your choice, you must draft a will.
According to the United Way, 60% of Americans die without a Last Will and Testament, leaving the government to decide how to divide their estate. If you want to have the final decision about how your estate is distributed after you pass on, please contact us at 732-972-1001 to prepare or review Last Will and Testament as it is a vital document.

07/04/2015

Wishing you a very Happy Independence Day!

03/14/2015

If you've been involved in a serious accident please call (732) 972-1001 For a NO FEE consultation

What should you do if you're in a car accident? When it happens, injuries may be severe and emotions high. However, there are important things to do at the scene of the accident and soon afterward. Below is a list of things to do after an accident, if possible. Keep this information handy by printing this helpful pamphlet on first steps after an auto accident and storing it in your car.
Stay at the Scene
Never leave the accident scene until it's appropriate to do so. If you leave, particularly where someone has sustained injuries or was killed, you can face serious criminal penalties for being a hit-and-run driver.
Check on All Drivers and Passengers
Before assessing property damage, make sure everyone involved in the accident is okay. Get medical attention for anyone who needs it. If a person is unconscious or has neck or back pain, don't move them until qualified medical help arrives, unless a hazard requires moving the person.
Call the Police
If there's significant property damage, physical injury, or death, you need to call the police. Ask that a police report be filed in situations where cops do arrive at the scene, and obtain the name and badge numbers of the responding officers.
Exchange Information
Get the names, numbers, addresses, drivers' license numbers, license plate numbers, and basic insurance information from all drivers involved. If there are passengers, also obtain their names, numbers, and addresses. In talking to other drivers, try to be cordial and cooperative. However, you shouldn’t apologize for anything at the scene. For example, if you say, "I'm so sorry I ran that red light! Is everyone okay?" you may be admitting legal liability for what happened. Immediately after an accident, it might not be clear who was at fault or more at fault. Moreover, in many states, fault isn't determinative of which insurer will pay for any loss. Therefore, try not to admit guilt unintentionally or unnecessarily.
Talk to Witnesses
Ask every witness what he or she saw. Get their names, numbers, or addresses, if possible. Ask locals if they've ever witnessed other accidents in the same place.
Inform Your Insurance Company
Promptly tell your insurance company you've been in an accident. Cooperate with them and tell them the truth about what happened and the extent of your injuries. Explain the facts clearly. If the insurance company finds out that you've lied to them about anything, you can get into serious trouble, including possible denial of coverage for the accident. Obtain and review any police report filed, so you can point out who broke what traffic laws or who was at fault.
Keep Track of Your Medical Treatment
Note any doctors, physical therapists, chiropractors, or other medical professionals that you receive treatment from, and each medical provider that referred you to other caregivers. Keep a detailed account of the treatments or medications you receive. Also, request copies of all medical reports and bills as these help you prove your medical expenses later. Medical expenses are relatively easy to document, but pain and suffering is trickier to prove. Keep a record of how your injuries have impacted your daily life. Include any missed workdays, list any routine activities you can't undertake, and describe how the injuries have affected your family life.
Take Pictures
Take photographs of any damage to your vehicle as soon as possible after the accident. Photos helps your insurance adjuster determine how much you should be compensated for the damage to your car and can help in court. Pictures of your car before the accident can offer a great "compare and contrast" to show the true extent of the damage sustained in the accident.
Get a Property Damage Valuation
Obtain your insurance company's damage valuation. If you aren't satisfied with how your insurance company has valued your vehicle, don't give up. Get two independent repair estimates or replacement quotes. Assertively inform the adjuster of your concerns. If you can't agree on your car's value, consider mediation or consult an attorney.
Use Caution in Discussing the Incident
Don't talk to anyone about the accident other than your lawyer, your insurance company, and the police. Don't talk to a representative of another insurance company, without the knowledge of your attorney or insurer. If called by the other insurance company, be polite, but ask them to call your attorney or insurer to arrange an interview. Also, tell your lawyer or insurer about the call.
Be Wary of Early Settlement Offers
Be careful if you're offered a settlement from an insurance company. Confirm all your physical injuries have been treated. Some injuries don't show up or reach their greatest level of discomfort until many days, weeks, or months later. Don't settle a claim until you know you'll be compensated for all your injuries, and consult an attorney before signing any settlement documents.
Consider Hiring an Attorney
If anyone was injured in the accident, it's best to consult an experienced attorney. An attorney can help you maximize your recovery if you're injured or better defend yourself if you're at fault. Many accident attorneys work on a contingency fee basis. That means that your lawyer only receives a fee if you're awarded damages or receive a settlement.
Contact our office for a free consultation to review your matter at (732) 972-1001 or email [email protected]. For additional information about our law office please refer to our website: www.bogomolniklaw.com.

03/09/2015

02/25/2015

http://money.cnn.com/2014/12/08/technology/innovationnation/rewalk/

02/25/2015

Three men from Brooklyn arrested, charged with supporting ISIS

Officials say two of the men had plans to travel to Turkey in order to join with ISIS; third man allegedly operated domestic support network

02/25/2015

Fines climb in NJ for drivers texting, talking on phone

Police issued roughly 3,000 summonses statewide for cellphone and electronic device violations as part of a crackdown in April.

02/24/2015

Towns have adopted a property tax rebate program, but is it skirting the law?

02/24/2015

Real estate listing for 81 Chestnut Way, Manalapan, NJ 07726 on realtor.com(R). Also find property details and more.