Odigo Club

03/25/2026

🏠 The Fed just hit PAUSE — and here's why Puget Sound buyers should pay attention.
Last week, the Federal Reserve held rates steady at 3.50%–3.75% at their March 18 meeting. Chair Powell signaled only ONE more cut for all of 2026, citing sticky inflation at 2.4% and new price pressures from the Iran conflict driving oil higher and lingering tariff costs still working through the economy.

Here's the chain: geopolitical tension → energy prices spike → inflation stays stubborn → Fed keeps rates on hold → mortgage rates climb back above 6.4% (previously 5.99 which is a pretty big jump).

But here's what most people are missing — inventory across Puget Sound is SURGING. New listings are up 16.5% year-over-year, and in Snohomish County, closed sales dropped 8.4%. That means more homes sitting, more negotiating power for buyers, and sellers who are finally willing to talk price.

Source: Federal Reserve, CNBC, Axios Seattle
Have questions about how this affects your plans? DM us or visit odigoclub.com

03/05/2026

The Fed meets in less than two weeks. Here's what it could mean for home buyers in King & Snohomish County.

The FOMC meets March 18-19, and most analysts expect the Fed to hold rates steady. But here's the bigger picture: inflation (CPI) dropped to 2.8% in February, and the 10-year Treasury yield has been trending downward. That combination is gradually pulling mortgage rates lower — the 30-year fixed currently sits around 6.65%.

Meanwhile, Washington's housing market is still firmly in seller territory. Statewide inventory sits at just 2 months of supply and homes are selling at roughly 98% of list price. If rates continue to ease this spring, buyer demand will pick up — and that limited inventory means more competition.

What this means for you: If you're a buyer, getting pre-approved NOW puts you ahead of the wave. If you're a seller, this spring could be your window to maximize value before more inventory hits the market.

Questions about how this affects your plans? DM us or visit odigoclub.com

Sources: Federal Reserve, Bureau of Labor Statistics, Freddie Mac, Zillow Research

02/12/2026

01/14/2026

What Jobs Can ACTUALLY Afford A Home In The Greater Seattle In 2026??

Income Needed by Scenario
If you were to put down:

10% ($90K) $6,100 $183,000
20% ($180K) $5,300 $159,000

In greater Seattle in 2026, homebuyers typically need household incomes above $150,000 annually to afford a median single-family home around $850,000–$975,000, assuming 10–20% down payments and mortgage rates near 6.3%
Qualifying Jobs in Greater Seattle

Common roles paying $13,000+/month ($159K+ annually, per BLS and local data adjusted for 2026 tech/health sectors):

-Software Engineer (mid-senior, $160K–$220K).
-Registered Nurse (specialized, $150K–$190K).
-Data Scientist/Analyst ($165K–$200K).
-Real Estate Agent/Broker (top 20%, $160K+ commissions).
-IT Project Manager ($155K–$195K).
-Physician Assistant ($170K+).
-Electrical Engineer ($160K–$210K).
-Marketing Director ($155K–$185K).

01/09/2026

i5 partially closed this weekend! Expected TRAFFIC Jan 9 2026
https://www.facebook.com/share/1AgurDebCe/?mibextid=wwXIfr

We've said Revive I-5 is coming back in early 2026. Well, it's here. There's no easy way to rip this band-aid off, so here goes:

There's going to be a full northbound closure of I-5 over the Ship Canal Bridge this weekend. After that, you can expect five months of 24/7 northbound lane reductions over the bridge until we pause for World Cup.

Let's take a moment to remember the good times we've had. Now for the details:

-11:59 p.m. Jan 9 to 5 a.m. Jan 12: All lanes of NB I-5 will be CLOSED from I-90 to NE 45th Street. This will set up the long-term work zone.
-Jan. 12 - June 5: Two left NB I-5 lane reduction across the Ship Canal Bridge.
-June 5-8: Weekend-long full NB I-5 closure to pick up the work zone.
-June 8 - July 10: ALL LANES OF I-5 REOPENED FOR WORLD CUP GAMES.
-July 10-13: Weekend-long full NB I-5 closure to set the work zone back up.
-July 13 - End of 2026: Two right NB I-5 lane reduction across the Ship Canal Bridge.
-End of 2026: Weekend-long full northbound I-5 closure to pick up the work zone.

EXPRESS LANES: During closures and lane reductions, I-5 express lanes will run northbound 24 hours a day, 7 days a week. That means express lanes will NOT run southbound like they do typically do during the morning hours. Keeping express lanes northbound only allows us to balance the regional traffic system more effectively during this work.

WHY WE ARE DOING THIS: If it feels like a massive deal, it is. This is the largest active highway preservation project in the state. We are removing the old roadway surface, completing structural repairs, and placing new concrete in order to extend the lifespan of this critical bridge.

I know this will be tough. I sat in this traffic last summer, too. Your best bet is to leave earlier than usual, stay later than usual, allow for more travel time, carpool, or try a different travel mode like transit, bus, or bike. If you're not already, it's a good time to get familiar with our friends at Sound Transit or King County Metro Transit.

Stay safe out there, folks.

01/08/2026

What do you think?

01/08/2026

I actually posted a video on this 3 years ago… what do you think? https://youtube.com/shorts/OV4GFG0eyOs?si=h65Hag-EAoygHcHr

01/07/2026

Big news for Greater Seattle and Snohomish County homebuyers! For the first time in over a decade, wages are finally growing faster than home prices in 2026. Combined with inventory up 25-40% from last year, this "Great Housing Reset" means more choices and better negotiating power for buyers. While affordability challenges remain, this shift is a welcome change for anyone who's been waiting for the right moment to buy. 🏡

01/06/2026

THIS is why so many people lose everything trying to invest in real estate... I just got this "fix&flip" property sent to me today.... WARNING

For someone who is seasoned in real estate, we can see so many things that most newer investors don't see. Unfortunately, you can't gamble with real estate a...

12/31/2025

Big news for Greater Seattle homebuyers! 🏡 The market is experiencing a "Great Housing Reset" with inventory at multi-year highs. Seattle now has 3.3 months of supply with nearly 3,000 active listings - that's 40% more than last year! This means more choices and real negotiation opportunities for buyers in neighborhoods across King County.

Mortgage rates have stabilized around 6.31%, and while homes are still moving (38-40% go under contract within 30 days), buyers now have time to be selective. Whether you're looking in Ballard, West Seattle, or the Eastside, this shift from urgency to selectivity could work in your favor.

Ready to explore your options in this evolving market? Let's talk strategy! 💼

12/25/2025

Christmas is not about Santa Clause and consumerism. It’s about Jesus. So many people have forgotten this