01/02/2026
If 2026 is the year you expect to buy a house; follow our step by step by step guide. We are a phone call away, if you have questions.
Steps to Buy a House in Massachusetts
Check Your Finances
Review your credit, savings, and budget to understand what you can afford.
Get Pre-Approved for a Mortgage
A lender will confirm how much theyβre willing to loan youβthis is essential before making an offer.
Hire a Real Estate Agent
A local agent helps you find homes, negotiate, and navigate MA-specific rules.
Make an Offer
If accepted, youβll sign an offer and usually provide an earnest money deposit.
Sign the Purchase & Sale Agreement (P&S)
This is a legally binding contract outlining price, timeline, and conditions.
Home Inspection & Appraisal
Inspections protect you from hidden issues; the appraisal confirms the homeβs value for the lender.
Finalize Your Mortgage
Submit documents, secure homeowners insurance, and complete the loan approval.
Closing (with Attorney Rosa or Attorney Taing)
Massachusetts requires an attorney at closing. Youβll sign final paperwork, pay closing costs, and get the keys.
Congratulations, you own a home!!