06/23/2026
There is a question most estate plans never ask: what does the financial life of the person left behind actually look like?
Most estate planning conversations stop at the transfer of documents. Who gets what? How do assets pass? What does the trust say?
Our Life & Legacy planning goes further. The widow penalty is one of the first things we raise when sitting down with couples, because by the time most surviving spouses discover it, the window to do something meaningful about it has already closed. The right plan addresses it while both spouses are still here to make those decisions together.
If that conversation has not been part of your planning yet, it belongs there. ๐
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