The Kemper Law Office

07/14/2026

PIP, PIP, Hooray! kentucky's PIP landscape just changed. HB 627 takes effect July 15 and and it's a meaningful overhaul of no-fault benefits our clients have lived with for decades.

The highlights for anyone handling auto cases in KY:

- Weekly wage loss cap jumps from $200 to $500
- PIP medical billing now tied to the Workers' Comp Fee Schedule (that $10K goes a lot further)
- Balance billing banned outright for PIP claims
- Funeral/burial benefit up from $1,000 to $5,000
- Insureds get a codified right to direct how benefits are split
However, timing matters. The new rules apply to policies issued or renewed on/after July 15, and only to crashes occurring after that renewal. Open claims stay under the old regime. I am advising clients to update their PIP policies and going to do the same for my own policies.

Worth a read if you practice PI in Kentucky:
https://lawhelplouisville.com/pip-pip-hooray-kentuckys-new-auto-laws-put-more-money-in-your-pocket/

04/09/2026

Kentucky's legislature just passed two bills, HB 568 and HB 355, that effectively ban public adjusters from negotiating insurance claims on behalf of policyholders.
Public adjusters work on contingency for ordinary homeowners who cannot afford an attorney for a $40,000 claim dispute. They exist because that gap exists. These bills eliminate them.
As an attorney who has handled policyholder disputes for years, I have regularly referred cases to public adjusters when the claim did not justify attorney rates but the policyholder still needed an advocate. I know what this profession does for ordinary Kentuckians.
Kemper Law Office currently represents a group of Kentucky-licensed public adjusters and believes strong legal grounds exist to challenge these laws. If your livelihood is affected, initial consultations are free.
Full post here:

Kentucky has banned public adjuster negotiation. If your license and livelihood are at stake, contact Kemper Law Office now.

12/03/2025

We had a strong hearing this week, and we’re going to keep fighting this as long as it takes. Families in Kentucky deserve clear laws that don’t force them into fear, confusion, or impossible medical decisions.

If the statutes were really as “simple” as the state claims, we wouldn’t be three years into this case, patients wouldn’t be delaying IVF, and no one would be wondering whether discarding unused embryos could somehow make them a criminal. That’s not clarity — that’s chaos.

I’m deeply grateful to Jessica Sky for her courage, and to Lisa Sobel and Sarah Baron for leading the way from the beginning. And I’m honored to work alongside my co-counsel, Benjamin Potash, whose commitment to justice has never wavered.

We don’t have to accept the status quo. This is our community and our Commonwealth, and we can change it.

A Louisville judge heard new arguments in a 2022 court case challenging Kentucky’s abortion ban and seeking to clarify the legality of IVF.