10/29/2026
A buyer in the know is the one that wins. 🏡
What in the world is a 2/1 buy down? It’s often an overlooked tool in today’s market.
It’s a fixed-rate mortgage, not a variable rate. Your rate is bought down by 2% in year one and 1% in year two.
From year three on, your payment settles into your original loan terms.
No surprises, no guessing, just some breathing room while you settle into your new home.
And the best part? The cost can be negotiated and paid by the seller!
That’s why a price cut isn’t always the answer.
Putting the same $$$ toward a buy down can lower your monthly payment more than a reduction in the sales price would.
Every deal is different.
Let us join you and your lender to build a winning strategy & keeps the most money in your hands.
📞 (502) 527-3967
🌐 www.KentuckyHomeSearch.com
Buyer must meet qualification criteria. Buy down subject to lender approval. Equal Housing Opportunity.
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