Cross Stone Law

03/26/2026

05/29/2025

Stuck with a huge solar panel loan? Many homeowners financed expensive solar panel systems in the hope that their electric bill would be reduced. Aggressive solar panel installers often overpromised and underdelivered. Bankruptcy may give you some affordable options. https://crossstone.com/resources/wiki/will-bankruptcy-help-with-solar-panel-loan/

05/15/2025

SBA COVID loans (EIDL) are in repayment status. If you have closed your business and can't pay your loan, you are not alone. 37% of EIDL loans are in default. First, figure out if you are personally liable on the loan. In most cases, the SBA waived personal liability on loans to businesses $200k or less. If you are personally liable, you may need to consider bankruptcy. For more information, contact Cross Stone Law or read our latest blog post on SBA Economic Injury Disaster Loans (EIDL). https://crossstone.com/bankruptcy/bankruptcy-options-for-small-business/sba-economic-injury-disaster-loans-eidl/

05/12/2025

With the increased cost of housing and vehicles, paying credit card debt may not be possible. Bankruptcy may help. https://crossstone.com/considering-chapter-7-bankruptcy-for-overwhelming-credit-card-and-loan-debt/

04/14/2025

Federal student loan payments are back. Applying for an Income Drive Repayment is important to protect your credit and prevent penalties.

The more than 9 million student loan borrowers who are estimated to be past-due could experience "significant drops" in their credit scores, the Fed warns.

11/27/2024

Happy Thanksgiving!

11/16/2024

New BOI Reporting Requirements - great article on new required business reports

The clock is ticking for businesses required to submit their Business Ownership Information (BOI) reports to the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN). Missing this filing deadline could result in significant penalties, so let’s break down what you need ...