09/03/2026
Medicaid is one of the most misunderstood parts of planning for long-term care. 👇
A lot of people assume it works like Medicare, that once you reach a certain age, you're simply entitled to it. You're not.
Medicaid is a needs-based program. To qualify for long-term care coverage in New Jersey, you have to meet strict financial limits and clinical criteria, and the state reviews the past five years of your finances (the "look-back"). It's genuinely complicated, especially here in NJ.
The good news? Understanding the rules early is exactly how families protect what they've worked for. That's what we're here to help with.
💬 Book a consultation
🌐 www.njelc.com
📞 (973) 228-1795
Attorney advertising. General information, not legal advice.