The Margarita Swartz Group, Real Estate

06/12/2025

Lewes christmas parade
It’s snowing !

05/12/2025

🗺️ 55+ Communities in Southern Delaware:
LEWES AREA

North Coastal Section

Four Seasons at Scenic Harbor – Near Coastal Hwy & Love Creek

Tower Hill (not age-restricted but retirement-friendly) – Kings Hwy / Gills Neck Rd

The Moorings at Lewes (Continuing Care Community) – Near route into Lewes Center

Villages at Red Mill Pond (not 55+, but lifestyle focused) – Off Route 9

Central Lewes

Nassau Grove (established lifestyle community) – Lewes-Georgetown Hwy

REHOBOTH BEACH AREA

Close to Rehoboth Bay

Woods Cove – Easy access to Rehoboth & Bayfront






Sawgrass North (gated, amenities, not strictly 55+) – Old Landing Rd area

MILTON AREA

Just North of Lewes

Heritage Creek – In-town Milton area

Windstone – Cave Neck Rd

The Vines (formerly Vineyards) – New construction, large clubhouse

MILLSBORO AREA

Golf, water, and gated community options

The Peninsula (gated, country club, resort amenities) – Along Indian River Bay

Plantation Lakes (active lifestyle, some 55+ sections) – Off Rt 24

Independence – 55+ exclusive – One of the best-known true active-adult communities in DE

Stonewater Creek (not 55+, amenities, quiet living) – Near Rt 24 corridor

OCEAN VIEW / MILLVILLE / BETHANY AREA

Southern Coastal Lifestyle

4 Seasons at Millville by the Sea – 55+ newest phase

Bishop’s Landing – resort amenities lifestyle

Bay Forest – award-winning lifestyle community

Ocean View Beach Club – clubhouse, spa-style fitness center

⭐ Best Choices for True 55+ Exclusivity

✔ Four Seasons at Scenic Harbor
✔ Independence – Millsboro
✔ Millville by the Sea (55+ clusters)

⭐ Best Choices for Elite Amenities/Resort Feel

✔ The Peninsula
✔ Bay Forest
✔ Ocean View Beach Club

⭐ Best Choices for Budget-Minded but Active Lifestyle

✔ Heritage Creek
✔ Windstone
✔ Bishop’s Landing

05/12/2025

🌟 Thinking About Your Retirement Destination? 🌟
Tired of high taxes in CT, NY, PA, or NJ?

👉 Welcome to Delaware!
Where lower taxes, coastal living, and friendly communities make retirement truly enjoyable.

🏡 Build your dream retirement home
☀️ Enjoy mild seasons near the beach
💸 Keep more of your hard-earned money
🏘️ 55+ communities, new construction, and resale homes available

We have helped hundreds of families relocate, and we know exactly what you’ll go through—step by step.

📦 Ready to make the move?
We’re here to assist with every detail.

📞 Call or text anytime: 267-872-3320
✨ The Margarita Swartz Group

18/11/2025

Love this song !!! Venezolanas Guerreras echadas pa’lante

17/11/2025

USDA 502 loans are a great option for low- and very-low-income individuals and families looking to purchase or repair homes in eligible rural areas. Here are some key benefits:
- *100% Financing*: No down payment is typically required, and closing costs can be included in the loan.
- *Payment Assistance*: Eligible borrowers can receive payment assistance, reducing their interest rate to as low as 1%.
- *No Mortgage Insurance*: Unlike other loan programs, USDA 502 loans don't require mortgage insurance.
- *Flexible Terms*: Loan terms can be up to 33 years, or 38 years for very low-income applicants who need it.

To qualify, you'll need:
- *Income Eligibility*: Your income must be at or below the applicable low-income limit for the area where you're buying.
- *Credit History*: You'll need to demonstrate a willingness and ability to repay debt.
- *Eligible Property*: The home must be in an eligible rural area, have a market value below the area loan limit, and meet certain size and condition requirements.

Would you like me to check if your area is eligible or provide more information on the application process?

16/10/2025

For Sale in Lewes. 🏡

👨‍👩‍👧‍👦 For INSTANT ACCESS to all photos, details and more, Text 227022 to 25678 or go to https://35080Kindlet.TheBestListing.com

Welcome to this stunning contemporary coastal home located in the desirable Kindleton neighborhood of Lewes—just 5 miles from downtown and the pris.... ❤️



Listing Agent: Margarita Swartz, Iron Valley Real estate by the beach, MLS ID # DESU2097300.

Get the Current Price, Photos, Details & More Now!

26/09/2025

For Sale in Exton. 🏡

👨‍👩‍👧‍👦 For INSTANT ACCESS to all photos, details and more, Text 227022 to 25678 or go to https://35080Kindlet.TheBestListing.com
❤️



Listing Agent: Margarita Swartz, Iron Valley Real estate by the beach, MLS ID # DESU2097300.