Lissa Lott Team

10/07/2026

09/30/2026

What to Know About Escrow as a First-Time Buyer - If you’re buying a home for the first time, the word “escrow” can come up in a few different ways. In most real estate transactions, escrow is a neutral process that helps money and documents change hands according to the purchase contract....

09/23/2026

What Happens After You Accept an Offer? - Accepting an offer is a major milestone, but it is not the finish line. After acceptance, the transaction moves into a structured process designed to confirm the buyer’s financing, verify the property’s condition and value, and ensure the title can be...

09/15/2026

How to Compare Mortgage Loan Offers - Comparing mortgage loan offers is about more than finding the lowest advertised interest rate. A thorough comparison looks at the full cost over time, the cash you need at closing, how the loan is structured, and whether the terms fit your timeline and risk tole...

09/07/2026

Understanding Escrow and Title in a Home Purchase - Escrow and title are two related parts of a home purchase that help ensure the transaction is handled fairly and accurately. Escrow focuses on the process of collecting and distributing funds and documents according to the purchase contract and...

08/31/2026

What Is an Appraisal and Why It Matters to Lenders - An appraisal is an independent, written opinion of a property’s market value as of a specific date. It is performed by a state-licensed or state-certified appraiser who evaluates the home and recent comparable sales to estimate a value that...

08/16/2026

How Property Type Affects Mortgage Terms - Mortgage terms are not based only on your credit, income, and down payment. The type of property you are financing can change your interest rate, required down payment, mortgage insurance, allowed loan programs, appraisal requirements, and even how the lend...

08/08/2026

Relocating with a Family: Housing Considerations - Relocating with a family is more than a change of address. Housing decisions can affect daily routines, school continuity, commuting time, childcare logistics, and long-term financial stability. The goal is to identify a home and neighborhood that.....