Bymaster Bankruptcy Law Offices

Bymaster Bankruptcy Law Offices Family-focused. Family-owned. Debt Relief Lawyer.

Facing a Fraud Accusation? Chapter 7 Might Protect You More Than You Think.Fraud claims can spiral quickly, sometimes st...
02/17/2026

Facing a Fraud Accusation? Chapter 7 Might Protect You More Than You Think.

Fraud claims can spiral quickly, sometimes starting as a simple disagreement and ending in a devastating judgment against you. But here’s what most people don’t realize:

Filing Chapter 7 early can sometimes stop a fraud claim before it ever becomes a lawsuit. And even if a lawsuit has already been filed, Chapter 7 can create a powerful opportunity to settle, reduce, or resolve the claim in ways creditors never mention.

Our recent blog article breaks down:
• Why timing is absolutely critical when fraud accusations arise
• How Chapter 7 can prevent a claim from turning into a judgment
• What happens when creditors file adversary proceedings
• How bankruptcy can give you leverage to settle even tough fraud or restitution debts
• Why many creditors accept huge settlement discounts after a Chapter 7 filing

If you’re feeling overwhelmed, unsure what’s coming next, or afraid a fraud claim could destroy your finances, you’re not alone, and you DO have options.

And if you’re in Indiana and need guidance, don’t wait until someone files a lawsuit against you. Take control of the situation and book your FREE consultation today. Your future self will thank you.

Call (317) 769-2244 or visit our website at bymasterbankruptcy.com

Drowning in student loan payments that feel impossible to keep up with?You’re not alone and you’re not out of options.Fo...
02/10/2026

Drowning in student loan payments that feel impossible to keep up with?
You’re not alone and you’re not out of options.

For many people, Chapter 13 bankruptcy becomes a lifeline, offering the chance to stop or dramatically pause overwhelming student loan payments. It works by reorganizing your debts into one manageable monthly payment, and in some cases, even long‑term student loans can be put on hold during your 3–5 year repayment plan.

But here’s the part most people don’t realize:
• Chapter 13 won’t erase student loans, but it can give you breathing room
• It may stop high payments, even for loans treated “outside” the plan
• It can relieve financial pressure immediately, even if interest continues to grow
• It’s one of the few tools that can interrupt aggressive student loan collection

If your student loan payments are crushing your budget, draining your hope, or keeping you from moving forward, you deserve to know your options, real options that can change your financial future.

Don’t wait until the stress becomes unbearable.

Visit our website or contact our office today to find out whether Chapter 13 could finally give you the relief you’ve been searching for. Your fresh start might be closer than you think.

Gen Z bankruptcies are exploding and the reasons go far beyond "bad spending habits". This generation stepped into adult...
01/07/2026

Gen Z bankruptcies are exploding and the reasons go far beyond "bad spending habits". This generation stepped into adulthood with record breaking debt, soaring prices and the toughest job market in decades. No wonder filings are climbing. But here's the twist: for some, filing early might actually create long term stability.

Want to understand what's really behind the spike and how Gen Z can take control? Read the full blog article on our website.

𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿𝗿𝗶𝗻𝗴 𝗼𝗿 𝗛𝗶𝗱𝗶𝗻𝗴 𝗔𝘀𝘀𝗲𝘁𝘀Assets transferred in anticipation of filing bankruptcy may be recovered by the bankruptcy ...
11/11/2025

𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿𝗿𝗶𝗻𝗴 𝗼𝗿 𝗛𝗶𝗱𝗶𝗻𝗴 𝗔𝘀𝘀𝗲𝘁𝘀
Assets transferred in anticipation of filing bankruptcy may be recovered by the bankruptcy trustee in a Chapter 7 as a fraudulent transfer. Assets hidden during the bankruptcy process are simply fraud. It is important to be very truthful and straightforward during the bankruptcy process. If you do not transfer assets and tell the truth, then your attorney many times can protect your property through the bankruptcy exemptions or other proper and correct bankruptcy planning.

𝗥𝗲𝗽𝗮𝘆𝗶𝗻𝗴 𝗙𝗮𝗺𝗶𝗹𝘆 𝗠𝗲𝗺𝗯𝗲𝗿𝘀, 𝗙𝗿𝗶𝗲𝗻𝗱𝘀, 𝗼𝗿 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗔𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲𝘀 𝗯𝗲𝗳𝗼𝗿𝗲 𝗙𝗶𝗹𝗶𝗻𝗴
Do not pay back an “insider” such as a family member, friend, or business associate any time within one year of filing for bankruptcy. If you pay back any such “insider,” then the bankruptcy trustee can reverse these “preference” payments. This means that either you will be forced to repay the trustee the money or they will go after your family member or friend.

𝗛𝗮𝘃𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗡𝗮𝗺𝗲 𝗼𝗻 𝗦𝗼𝗺𝗲𝗼𝗻𝗲 𝗘𝗹𝘀𝗲’𝘀 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆
Regardless of the reason, having your name on someone else’s property can sometimes be a huge mistake in bankruptcy. Even if your family member has added your name to a home or bank account simply for “estate” or “convenience” purposes, you may still be considered to be a 50% owner of such house or account. Is your name on your elderly mother’s house? Then, you are 50% owner any may not be able to protect the house during bankruptcy.

𝗟𝗮𝗿𝗴𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗮𝗿𝗱 𝗨𝘀𝗲 𝗯𝗲𝗳𝗼𝗿𝗲 𝗕𝗮𝗻𝗸𝗿𝘂𝗽𝘁𝗰𝘆
Do not charge more than $1000 on any single credit card within 90 days before you file your bankruptcy case. In fact, if you are even considering bankruptcy, you should use no credit cards at all. Without the intent to repay your credit card, any credit card usage is fraud. The court will presume that you were committing fraud on any credit card usage that occurred within 90 days before the bankruptcy case was filed.

𝗡𝗼𝘁 𝗢𝗯𝗲𝘆𝗶𝗻𝗴 𝘁𝗵𝗲 𝗥𝘂𝗹𝗲𝘀 𝗼𝗳 𝘁𝗵𝗲 𝗖𝗼𝘂𝗿𝘁, 𝗧𝗿𝘂𝘀𝘁𝗲𝗲, 𝗼𝗿 𝘆𝗼𝘂𝗿 𝗔𝘁𝘁𝗼𝗿𝗻𝗲𝘆
The court gives absolutely no “wiggle room” on this: you must obey the rules of the court, the trustee, and your attorney. If you do not attempt debt relief through the bankruptcy system legitimately, then you will find yourself in a world of trouble. You could lose assets needlessly, be required to produce higher levels of documentation, or could even lose your bankruptcy discharge (the forgiveness of your debts). If you go too far, you can even be held in contempt of court or be prosecuted by the Department of Justice for fraud. Although the bankruptcy system is welcoming and accommodating, you must follow ALL the rules.

Did you know the average American pays over $649,000 in interest over their lifetime? That’s nearly a third of your inco...
11/04/2025

Did you know the average American pays over $649,000 in interest over their lifetime? That’s nearly a third of your income gone.

Every loan, every swipe of the credit card, every “buy now, pay later” moment quietly drains your future. That car you financed? It could end up costing triple. That $10,000 credit card balance? You’re losing $2,000 a year just in interest. That’s a week of groceries, every month.
It’s time to break the cycle.

If you're drowning in debt and watching your dreams slip away, there’s a way out. Bankruptcy isn’t the end, it’s a fresh start. It’s the key to reclaiming your income, rebuilding your savings, and finally living free from the grip of interest.

• Stop paying more for everything.
• Start saving for what matters.
• Take control of your financial future.

Ready to restart your finances and escape the lifetime interest trap? Call us today at (317) 769-2244 for a free consultation. Your freedom starts now.

Cashing out your 401(k) or IRA might seem like a quick fix but it could cost you half your savings in taxes and penaltie...
10/14/2025

Cashing out your 401(k) or IRA might seem like a quick fix but it could cost you half your savings in taxes and penalties. Even loans against retirement accounts come with interest and risk. And here’s the kicker: in Indiana, retirement funds are protected in bankruptcy. That means you could keep your savings and get relief from debt.

Too many people drain their future only to file bankruptcy anyway. Don’t make a costly mistake. Talk to a bankruptcy attorney before touching your retirement, your future self will thank you.

Indiana Businesses and Families Are Feeling the Financial Strain, You’re Not AloneBankruptcy cases across Indiana have s...
10/07/2025

Indiana Businesses and Families Are Feeling the Financial Strain, You’re Not Alone

Bankruptcy cases across Indiana have surged, up nearly 15% since 2024 and for many small businesses, the numbers are even more staggering. Trucking, consulting, and service-based industries are seeing a 40% spike in filings. It’s not just statistics, it’s livelihoods unraveling.

The pandemic may have delayed the inevitable, but now the “double backlash” is here: government loans are defaulting, protections have ended, and the ripple effect is hitting families and local businesses hard. One missed payment can trigger a chain reaction that topples entire sectors.

If you’re feeling overwhelmed by debt, struggling to keep your business afloat, or watching your financial options narrow, please know this: you are not failing. You are navigating a storm that many didn’t see coming.

Don’t wait until it’s too late. Talk to a trusted bankruptcy professional. Explore your options. Protect what matters most, your family, your future, your peace of mind.
Contact our office for a free consultation today. Call 317-769-2244 or visit our website at bymasterbankruptcy.com.

𝗕𝗲𝗵𝗶𝗻𝗱 𝗼𝗻 𝗰𝗮𝗿 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮𝗻𝗮? 𝗗𝗼𝗻’𝘁 𝗽𝗮𝗻𝗶𝗰, 𝗸𝗻𝗼𝘄 𝘆𝗼𝘂𝗿 𝗿𝗶𝗴𝗵𝘁𝘀.Even a single late payment could trigger repossession, ...
09/16/2025

𝗕𝗲𝗵𝗶𝗻𝗱 𝗼𝗻 𝗰𝗮𝗿 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮𝗻𝗮? 𝗗𝗼𝗻’𝘁 𝗽𝗮𝗻𝗶𝗰, 𝗸𝗻𝗼𝘄 𝘆𝗼𝘂𝗿 𝗿𝗶𝗴𝗵𝘁𝘀.
Even a single late payment could trigger repossession, but Indiana law gives you options to protect your vehicle. From understanding what counts as “default” to using Chapter 13 bankruptcy to stop repossession and restructure payments, you have legal tools at your disposal. And yes, you can often get your car back, but time is critical.

Hiding your car or locking it in a garage might delay repossession, but it could also escalate legal risks. Know what’s legal, what’s risky, and how to act fast.

If your vehicle is at risk or already repossessed, contact Bymaster Bankruptcy Law Offices immediately. We’ll help you navigate Indiana’s repossession laws and fight to keep you on the road.

Tired of collection calls? You have options. From sending written notices and disputing debts to stopping workplace call...
09/04/2025

Tired of collection calls? You have options.

From sending written notices and disputing debts to stopping workplace calls and hiring an attorney, there are legal ways to protect your peace. But if you’re ready for lasting relief, bankruptcy can silence the calls for good. It’s not just a pause; it’s a fresh start. Talk to a trusted Indiana Bankruptcy attorney and take back control.

𝗪𝗼𝗿𝗿𝗶𝗲𝗱 𝗮𝗯𝗼𝘂𝘁 𝗹𝗼𝘀𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲 𝘁𝗼 𝗳𝗼𝗿𝗲𝗰𝗹𝗼𝘀𝘂𝗿𝗲 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮𝗻𝗮? 𝗬𝗼𝘂’𝗿𝗲 𝗻𝗼𝘁 𝗮𝗹𝗼𝗻𝗲 𝗮𝗻𝗱 𝘆𝗼𝘂’𝗿𝗲 𝗻𝗼𝘁 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗼𝗽𝘁𝗶𝗼𝗻𝘀.Whether you wa...
08/28/2025

𝗪𝗼𝗿𝗿𝗶𝗲𝗱 𝗮𝗯𝗼𝘂𝘁 𝗹𝗼𝘀𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗵𝗼𝗺𝗲 𝘁𝗼 𝗳𝗼𝗿𝗲𝗰𝗹𝗼𝘀𝘂𝗿𝗲 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮𝗻𝗮? 𝗬𝗼𝘂’𝗿𝗲 𝗻𝗼𝘁 𝗮𝗹𝗼𝗻𝗲 𝗮𝗻𝗱 𝘆𝗼𝘂’𝗿𝗲 𝗻𝗼𝘁 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗼𝗽𝘁𝗶𝗼𝗻𝘀.

Whether you want to stay in your home or walk away from overwhelming debt, bankruptcy can be a powerful tool to protect your future.

𝗖𝗵𝗮𝗽𝘁𝗲𝗿 𝟭𝟯 𝗕𝗮𝗻𝗸𝗿𝘂𝗽𝘁𝗰𝘆 can immediately stop foreclosure, help you catch up on missed payments, and even eliminate 2nd or 3rd mortgages. If you have steady income, this could be your path to keeping your home.

𝗖𝗵𝗮𝗽𝘁𝗲𝗿 𝟳 𝗕𝗮𝗻𝗸𝗿𝘂𝗽𝘁𝗰𝘆 can delay foreclosure, giving you time to explore loan modifications or other solutions. If you’re ready to let go of the home, Chapter 7 can also wipe out mortgage debt and offer a fresh start.

You don’t have to face this alone. Our experienced team is here to walk with you, answer your questions, and help you make the best decision for your life and family.

Call now for a 𝙁𝙍𝙀𝙀 consultation and take the first step toward peace of mind. Your home, your future, it’s worth fighting for.

Call now 317-769-2244

Address

4435 Whitestown Parkway
Lebanon, IN
46052

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 2pm

Telephone

+13177692244

Website

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