Law Office of Kevin L. Hernandez

03/07/2023

The Consumer Financial Protection Bureau (CFPB) has released a new report showing a significant decline in medical collection accounts on credit reports between 2018 and 2022. The report suggests...

03/29/2022

https://www.kevinhernandezlaw.com/blog/equifax-experian-and-trans-union-announce-important-changes-to-medical-collections-reporting

The major credit bureaus – Equifax, Experian, and Trans Union – announced they will no longer report paid medical debt on consumer credit reports, effective July 1, 2022. In addition, the bureaus...

02/21/2022

https://www.kevinhernandezlaw.com/blog/ninth-circuit-issues-decision-regarding-tenant-screening-reports-and-criminal-records

On February 10, 2022, the Ninth Circuit affirmed a California District Court decision in Moran v. The Screening Pros, LLC, finding that while a credit reporting agency (CRA) must remove criminal...

12/21/2021

Las Vegas man was sentenced today to 111 months in federal prison for aggravated identity theft and use of an ATM skimming device as part of a scheme to steal millions.

A Las Vegas man was sentenced yesterday to 111 months in federal prison for aggravated identity theft and the use of an unauthorized access device. The defendant, Fausto Teixeira Martins Neto, placed...

06/24/2021

Don’t be duped!
Several people have reported receiving strange and often times clever calls or messages from a spoofed “Office of the Sheriff” phone number demanding payment for:
• Warrants
• Missed jury summons
• Missed fee for a professional license and threatening suspension for non-payment
• Other specific fine for a violation
The scammers sound very official and use a fake Deputy or Sergeant name while asking for money transfers, “Green Dot” cards, or similar forms of payment (like gift cards) to settle the fees or fines.
The calls show they are coming from 702-455-5400.
This recent rash of fraud appears to be on the increase.
Bottomline: LVMPD does not ask for money by phone.
If you receive a similar call or message, simply hang up or ignore it.
If you have provided payment or believe you are a victim of this scam please contact 702-828-3111 or visit your local police station

06/21/2021

The Nevada Legislature enacted a new law targeting medical debt collections. The new law takes effect on July 1, 2021. The law defines a “medical debt” broadly to include financing or extension...

01/21/2021

https://www.kevinhernandezlaw.com/blog/vehicle-lender-fined-475-million-for-inaccurate-credit-reporting-of-millions-of-accounts

The Consumer Financial Protection Bureau (CFPB) recently fined Santander Consumer USA, Inc., an automobile lender, $4.75 million for its failure to accurately report consumer data to the major credit...

12/02/2020

The federal Consumer Financial Protection Bureau (CFPB) implemented new rules regarding illegal debt collection practices on October 30, 2020. The new rules concern the FDCPA, which protects...

02/11/2020

Chinese Military Members Charged in Equifax Data Breach

The U.S. Justice Department has charged four members of the Chinese military in connection with the Equifax data breach, in which about 145 million Americans had their personal information stolen....