Toby Mathis, Esq.

05/28/2026

🎤 𝐒𝐩𝐞𝐚𝐤𝐞𝐫 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭 – Toby Mathis, Esq.

At 𝐃𝐚𝐲 𝟏 of our 𝐓𝐚𝐱 & 𝐀𝐬𝐬𝐞𝐭 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐋𝐈𝐕𝐄 Workshop in Phoenix, Toby shared an important reminder about why planning matters:

“𝘐𝘧 𝘴𝘰𝘮𝘦𝘵𝘩𝘪𝘯𝘨 𝘩𝘢𝘱𝘱𝘦𝘯𝘴 𝘵𝘰 𝘺𝘰𝘶, 𝘺𝘰𝘶 𝘸𝘢𝘯𝘵 𝘴𝘰𝘮𝘦𝘰𝘯𝘦 𝘵𝘰 𝘣𝘦 𝘢𝘣𝘭𝘦 𝘵𝘰 𝘴𝘵𝘦𝘱 𝘪𝘯 𝘢𝘯𝘥 𝘵𝘢𝘬𝘦 𝘤𝘢𝘳𝘦 𝘰𝘧 𝘵𝘩𝘪𝘯𝘨𝘴.” - Toby Mathis

Real wealth planning isn’t just about building assets.

It’s about making sure your family, business, and investments are protected when life happens.

05/23/2026

𝐀𝐯𝐨𝐢𝐝 𝐓𝐡𝐢𝐬 𝐂𝐨𝐬𝐭𝐥𝐲 𝐆𝐢𝐟𝐭𝐢𝐧𝐠 𝐄𝐬𝐭𝐚𝐭𝐞 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐌𝐢𝐬𝐭𝐚𝐤𝐞 ⁣
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Most people think gifting assets to their kids before they pass is the easiest way to avoid probate.⁣
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But it can create a massive financial mistake.⁣
By gifting the property early, the family may lose the “step-up in basis” — a tax rule that could have erased hundreds of thousands in capital gains taxes after inheritance.⁣
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In trying to avoid probate, they accidentally created a six-figure tax bill.⁣
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👉 𝐖𝐚𝐭𝐜𝐡 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐯𝐢𝐝𝐞𝐨 𝐡𝐞𝐫𝐞: https://aba.link/mre3
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05/07/2026

Unlock a 𝐇𝐢𝐝𝐝𝐞𝐧 $𝟏,𝟓𝟎𝟎 𝐓𝐚𝐱 𝐂𝐫𝐞𝐝𝐢𝐭 with Your Solo 401(k) ⁣
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Did you know your business could qualify for up to $𝟏,𝟓𝟎𝟎 in tax credits—just for setting up the right retirement plan?⁣
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And this isn’t just a deduction…⁣
👉 It’s a tax credit, meaning it directly reduces what your business owes in taxes dollar-for-dollar.⁣
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𝐖𝐚𝐭𝐜𝐡 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐯𝐢𝐝𝐞𝐨: https://aba.link/4a4610

05/01/2026

𝐓𝐡𝐞 #𝟏 𝐀𝐬𝐬𝐞𝐭 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐌𝐢𝐬𝐭𝐚𝐤𝐞 𝟗𝟗% 𝐨𝐟 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐌𝐚𝐤𝐞 ⁣
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99% of investors are getting this wrong—and it’s costing them more than they realize. One of the most powerful moves you can make as you build wealth is keeping your personal name off your business and real estate assets. ⁣
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That means no personal names on contracts, properties, or public records whenever possible. Smart investors use LLCs and tools like land trusts to create separation and protect themselves, making it much harder for anyone to target them. ⁣
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If you’re serious about building wealth, stop putting a bullseye on your back and start structuring your assets the right way. ⁣
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👉 𝐖𝐚𝐭𝐜𝐡 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐯𝐢𝐝𝐞𝐨 𝐛𝐫𝐞𝐚𝐤𝐝𝐨𝐰𝐧 𝐡𝐞𝐫𝐞: https://aba.link/88bacd

04/22/2026

“𝐃𝐚𝐝… 𝐈 𝐞𝐚𝐫𝐧𝐞𝐝 $𝟓𝟎. 𝐖𝐡𝐲 𝐝𝐢𝐝 𝐈 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 $𝟑𝟓?” 😅⁣
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Welcome to your first lesson in 𝐰𝐢𝐭𝐡𝐡𝐨𝐥𝐝𝐢𝐧𝐠 𝐭𝐚𝐱𝐞𝐬.⁣
In this hilarious (and painfully accurate) breakdown, Toby explains taxes the way we all wish we learned them—through a real-life convo between a dad and his son.⁣
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From “where did my money go?”⁣
to “you have to file a form to get it back…”⁣
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It’s funny… until you realize how true it is.⁣
If you’ve ever wondered how withholding, taxes, and the system actually work—this is a must-watch.⁣
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03/25/2026

𝐖𝐡𝐚𝐭 𝐝𝐨 𝐭𝐡𝐞 𝐮𝐥𝐭𝐫𝐚-𝐰𝐞𝐚𝐥𝐭𝐡𝐲 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐝𝐨 𝐭𝐨 𝐦𝐢𝐧𝐢𝐦𝐢𝐳𝐞 𝐭𝐚𝐱𝐞𝐬 𝐚𝐧𝐝 𝐛𝐮𝐢𝐥𝐝 𝐥𝐚𝐬𝐭𝐢𝐧𝐠 𝐰𝐞𝐚𝐥𝐭𝐡?

In this featured podcast, 𝐓𝐨𝐛𝐲 𝐌𝐚𝐭𝐡𝐢𝐬 breaks down the real strategies high-income earners and investors are using right now.
Inside the conversation:

✔️ Why HSAs are one of the most overlooked tax tools
✔️ How the “buy, borrow, die” strategy actually works
✔️ The truth behind “paying zero taxes”
✔️ Why smart diversification beats chasing trends
✔️ How to think about legacy planning—at any stage

If you’re serious about keeping more of what you earn and building long-term wealth, this is a must-watch.

👉 𝐖𝐚𝐭𝐜𝐡 𝐭𝐡𝐞 𝐟𝐮𝐥𝐥 𝐩𝐨𝐝𝐜𝐚𝐬𝐭 𝐡𝐞𝐫𝐞:
https://www.youtube.com/watch?v=9RXthy7wNgI

What do the ultra-wealthy actually do to minimize taxes, build wealth, and protect their legacy?In this interview, I sit down with Toby Mathis () ...

02/19/2026

02/12/2026

𝐇𝐨𝐰 𝐭𝐨 𝐌𝐨𝐯𝐞 𝐘𝐨𝐮𝐫 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐁𝐚𝐧𝐤 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝐈𝐧𝐭𝐨 𝐘𝐨𝐮𝐫 𝐋𝐢𝐯𝐢𝐧𝐠 𝐓𝐫𝐮𝐬𝐭 💼⁣⁣

01/28/2026

𝐇𝐨𝐰 𝐓𝐡𝐞 𝐑𝐢𝐜𝐡 𝐏𝐚𝐲 𝐙𝐞𝐫𝐨 𝐈𝐧 𝐓𝐚𝐱𝐞𝐬 (𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝 𝐓𝐡𝐢𝐬)⁣
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That’s not how 𝘚𝘦𝘤𝘵𝘪𝘰𝘯 179 works.⁣
✔️ Only business use counts⁣
✔️ Deduction = business-use %⁣
✔️ It’s a timing rule, not free money⁣
✔️ Reduce use later? Recapture can crush you⁣
Spending $1 to save 30¢ is not a win.⁣
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Real tax strategy starts with smart economics — not luxury write-offs.⁣
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If someone tells you to buy a car for the write-off… that’s bad advice.⁣
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11/17/2025

Dave Ramsey lays it out simply — do these five things and you’ll win 100% of the time:
1️⃣ Have a written plan (a budget). Nobody wins with money by accident.
2️⃣ Get out of debt. When you don’t have payments, you’ve got money.
3️⃣ Live on less than you make. Stop blaming “stagnant wages” — take control of what you can change.
4️⃣ Save and invest consistently. Rich people aren’t lucky — they save.
5️⃣ Be generous. Once you have margin, give outrageously.

Don’t give away money you don’t have. Build stability first, generosity second.

It all comes down to one thing: control the controllable.
No one in Washington or anywhere else is going to fix your life — you are.

11/12/2025

💡 The Short-Term Rental Loophole = major tax savings.

Renting your property for 7 days or less can turn it into a business, letting you use real estate losses to offset W-2 income 👀

✅ Self-manage or hit 100+ hrs to qualify.
🍕 Think “Airbnb = your pizza shop.”