CleanSlate Michigan, a Michigan Bankruptcy Law Firm

05/14/2026

Bankruptcy is not about shame; it is about strategy, protection, and moving forward | CleanSlate Michigan

05/04/2022

Filing for bankruptcy can help get your finances in shape. But since a bankruptcy filing involves legal matters, it can be challenging to navigate the bankruptcy process alone. You can file the case without legal help, known as going pro se, but experts typically recommend relying on a bankruptcy lawyer to handle your case.

Filing for bankruptcy can help get your finances in shape. But since a bankruptcy filing involves legal matters, it can be challenging to navigate the bankruptcy process alone. You can file the case without legal help, known as going pro se, but experts typically recommend relying on a bankruptcy la

10/05/2021

If you’re facing an eviction, filing a bankruptcy could buy an extra 3-6 months to get your life in order before finding a new place to stay.

Declaring bankruptcy can be a useful measure in providing those facing eviction with more time to right their finances, a consumer finance expert said.

09/01/2021

Drowning in debt? Bankruptcy might be an option for you:

Almost 800,000 people filed for bankruptcy in 2016. But what is bankruptcy?

05/21/2021

Did you know? That at least five US Presidents have filed bankruptcy?
https://www.harmonandgorove.com/presidents-who-have-filed-bankruptcy/

05/13/2021

Do you think you're in a unique spot because you might have to file bankruptcy? Would it surprise you to know that approximately 10% of the US population has filed bankruptcy?

If you'd like to talk through your options, feel free to message us below. We'd be happy to talk with you, in person or over the phone, to walk you through your situation.

03/08/2021

If you're struggling with bad auto loans one way to fix them may be through a Chapter 13 bankruptcy. In a Chapter 13 bankruptcy we may be able to reduce the balance of your loan through a process called a "Cram Down" and we can always reduce your interest rate down to a reasonable amount (currently 5%) and restructure your payment schedule.

The result of these items is often a savings on monthly payment of several hundred dollars - in many cases, the savings will more than off set your cost of filing bankruptcy. And in nearly all cases, you receive a complete discharge of all dischargeable debts as well - starting you off on the right foot as you begin your financial life with a "CleanSlate".

Message us, we'd be happy to talk through how a Chapter 13 bankruptcy will improve your life.

The average monthly new auto loan payment is approaching $600 according to Experian, which analyzes millions of new and used vehicle loans.

02/19/2021

Yesterday, we filed a Chapter 13 case for a person who owed almost $10,000 on a car worth around $4,800. Her payment to her car lender was $340/month. Her interest rate was around 15%.
In a Chapter 13 case, we are able to restructure car loans to reduce the balance of the loan and reduce the interest rate paid on the loan. This is commonly called a "cram down".
Because of our ability to do so, we were able to reduce her car payment to $145.87/month - her total payment to the Chapter 13 Trustee will be $300/month ($40 less than her old car payment) and she will pay her car off in full and should receive a full discharge of her other debts (credit cards, medical bills, personal loans amounting over $28,000) in 36 months. We were able to file her case for her with $0 down.
A Chapter 13 can be an amazing tool to get your financial life back on track!!!

01/28/2021

Thinking about working with a debt resolution company? Be prepared to pay more in income taxes on your next tax return.

Unlike Debt Resolution programs, bankruptcy is a tax-free way to eliminate debt. Message us and find out how.

Settling your debt can help you resolve what you owe — but it's not a pain-free option. You could use taxes on what you settle.

11/12/2020

Will we see changes in the dischargeability of student loans in the near future?

Bankruptcy is emerging as a way for Americans with student loan debt to seek debt relief. But a new paper believes that lenders are actively working to subvert this process.