MLA Claims, LLC

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MLA Claims, LLC MLA Claims is one of the nation's most accomplished property loss consulting firms. MLA Claims will assist you throughout the entire claims process.

MLA Claims consists of public insurance adjusters and property loss consultants that work exclusively for you, the policyholder. In the aftermath of a disaster, insurance companies hire experienced adjusters, forensic accountants, construction professionals, and other loss specialists to evaluate every aspect of your claim. Naturally, these experts work with your insurance company’s best interests in mind. Most policyholders find themselves at a severe disadvantage without a claims specialist on their loss recovery team. MLA Claims provides you with critical property loss and business interruption expertise that levels the playing field between you and the insurance company’s specialists. Our team of experts includes licensed property insurance professionals, building estimators, inventory specialists, forensic accountants, attorneys, architects and engineers. MLA Claims’ services include:
>Coordinating the necessary emergency and/or temporary repairs.
>Providing immediate damage assessments.
>Delivering expedited insurance policy analysis.
>Compiling the claim, including detailed estimates of loss, depreciation schedules, and other necessary supporting documentation.
>Participating in meetings and inspections with insurance company representatives.
>Negotiating equitable settlements.
>Preparing necessary proof of loss forms as required by most insurance policies and carriers.
>Consulting on alternatives for the restoration of your building and business personal property damage. Our experts understand all aspects of complex property insurance claims, and will work to maximize your insurance recovery. MLA Claims provides expertise and guidance that can truly be deemed “value-added.”

10/09/2026

Hurricane is approaching the Gulf Coast, with landfall expected tonight.

NOW is the time to prepare! If you’re in the storm’s path, take steps to protect yourself, your loved ones and your property.

For more hurricane preparedness tips and resources, visit: https://www.belfor.com/us/en/resources/hurricane-preparedness/

09/08/2026

Smoke Damage: The Part of a Fire Loss You Might Not Notice (Until It Won’t Go Away) 🔥🏠

After a fire, it’s easy to focus on what looks “burned.” But smoke is sneaky. It can travel room-to-room (even from a nearby fire), and the residues and odors can settle on surfaces, get pulled into building systems, and soak into soft materials. Depending on the severity of a fire, it is possible that smoke is not readily visible but is still fully present in a room or throughout an impacted property.

For the following reasons, smoke can cause more damage than homeowners might expect:

• It spreads through the house. Smoke residues and odors can impact not just the fire room, but other rooms and even building systems like heating and air conditioning.
• It sinks into “soft” materials. Upholstery, carpet, clothing, drapes, and other porous items can hold odor and residue, which is why the smell can come back even after you clean the visible surfaces.
• It can affect electronics and metals. Soot can be acidic and corrosive, and smoke deposition is a known cause of corrosion and performance issues in electrical equipment.

If your home has smoke intrusion, document it early, avoid “masking” the problem with fragrances, and consider a professional assessment. Smoke cleanup is often about what’s inside materials and systems, not just what’s on the surface.

The National Association of Insurance Commissioners (NAIC) released a landmark national analysis on August 5, 2026, reve...
08/25/2026

The National Association of Insurance Commissioners (NAIC) released a landmark national analysis on August 5, 2026, revealing steep increases in homeowners insurance premiums and company-initiated nonrenewals from 2018 through 2024.

Key Findings:

Rising Premiums: Inflation-adjusted average premiums per policy increased between 18.3% and 43.3% across U.S. regions from 2018 to 2024.

Spike in Nonrenewals: Company-initiated nonrenewal rates surged between 96% and 216% depending on the region.

Market Participation: The analysis drew on market data from 715 individual insurance writing companies active in 2024.

Driving Factors: Climate change risks, higher home rebuilding costs, and broader inflation have driven up financial pressures on insurers and consumers.

It should be noted that public insurance adjusters were not named as a driving factor for increasing premium costs.


The National Association of Insurance Commissioners (NAIC) has released a first-of-its-kind analysis of homeowners insurance market trends based on seven years of Market Conduct Annual Statement (MCAS) data collected by state insurance departments. The report, Examining Homeowner Property Insurance....

08/19/2026

Oklahoma Judge Rules State Farm CEO Can Be Questioned Under Oath

Another development in an ongoing Oklahoma insurance dispute is drawing attention to State Farm’s claim-handling practices.

According to reporting from FOX23, an Oklahoma County judge has ruled that State Farm President and CEO Jon Farney can be questioned under oath as part of ongoing litigation involving the insurer.

The case centers on disputes over property claims and broader questions regarding State Farm’s practices and procedures. The ruling allows attorneys to seek testimony directly from the company’s top executive as the case continues.

This is an ongoing legal matter, and the ruling does not determine the underlying allegations or establish wrongdoing by State Farm.

For more details on the ruling and the case behind it, read the full report from FOX23:
https://fox23.com/news/local/ok-judge-rules-state-farm-ceo-can-be-questioned-under-oath-about-company-practices

07/09/2026

Oklahoma Files Lawsuit Against Allstate

Oklahoma Attorney General Gentner Drummond has filed a lawsuit against Allstate, accusing the insurer of denying legitimate wind and hail claims through what the state describes as an internal “Disaster Payment Minimization Scheme.”

The lawsuit claims Allstate coordinated efforts to reduce or deny payments owed to Oklahoma policyholders.

“Consumers pay their premiums expecting their insurance company to be there when disaster strikes. When insurers put profits ahead of policyholders, it’s hardworking families and individuals who ultimately pay the price,” Drummond said.

The case seeks relief for affected policyholders and accountability for Allstate’s alleged conduct.

The claims will now be tested in court. Even so, the case places renewed scrutiny on how insurers investigate, evaluate, and pay property claims after disasters.



Read more: https://kfor.com/news/drummond-files-lawsuit-against-allstate-alleging-claims-denied-in-coordinated-scheme/

🇺🇸 Celebrating 250 Years of Freedom, Resilience & the American Spirit 🇺🇸This Independence Day, MLA Claims proudly honors...
07/04/2026

🇺🇸 Celebrating 250 Years of Freedom, Resilience & the American Spirit 🇺🇸

This Independence Day, MLA Claims proudly honors the strength, courage, and unity that have shaped our nation for 250 years. As we celebrate America’s past, we also look ahead with gratitude for the communities, families, and businesses we serve every day.

Wishing everyone a safe, joyful, and memorable 4th of July! ❤️🤍💙

🔥 After a devastating fire and a long, contentious insurance process, we’re thrilled that our clients in Annapolis, MD, ...
06/25/2026

🔥 After a devastating fire and a long, contentious insurance process, we’re thrilled that our clients in Annapolis, MD, are finally moving back into their rebuilt home this weekend. 🏡✨

Unfortunately, situations like this are a reminder that large property insurance claims have become more complex and challenging than ever. No matter where you are in the country, having the right experts in your corner can make all the difference. 🤝

At MLA Claims, our public insurance adjusters and property loss consultants work exclusively for you — not the insurance carrier. Whether you’re facing a total loss or navigating a complicated property restoration, we’re here to handle the complexities and help ensure you recover what you’re rightfully owed. 💼

Recently, our interns had the opportunity to visit several local businesses and meet with the respective owners. We are ...
06/22/2026

Recently, our interns had the opportunity to visit several local businesses and meet with the respective owners. We are incredibly grateful to Sentinel Process Systems, Floors USA, and Elite Roofing for their hospitality and for taking the time to welcome us and share more about their day-to-day operations.

In addition to touring their facilities, our interns had the privilege of hearing each owner’s personal career journey, including the challenges they faced, the lessons they learned, and the experiences that shaped their success. The time spent with these business owners was invaluable!

At MLA Claims, we believe that building strong relationships and learning from others are essential. We appreciate each of these businesses taking the time to host our team and for sharing their knowledge and experience, and passion for what they do.

Sentinel Process Systems, Inc.
Floors USA
Elite Roofing & Contracting





Happy Father’s Day from MLA Claims! 💙Today we celebrate all the hardworking dads and father figures who show up every da...
06/21/2026

Happy Father’s Day from MLA Claims! 💙

Today we celebrate all the hardworking dads and father figures who show up every day for their families and communities. Wishing you a day filled with appreciation, relaxation, and time with the ones you love.

Address

644 Germantown Pike Ste 1B
Lafayette Hill, PA
19444

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