MLA Claims, LLC

08/25/2026

The National Association of Insurance Commissioners (NAIC) released a landmark national analysis on August 5, 2026, revealing steep increases in homeowners insurance premiums and company-initiated nonrenewals from 2018 through 2024.

Key Findings:

Rising Premiums: Inflation-adjusted average premiums per policy increased between 18.3% and 43.3% across U.S. regions from 2018 to 2024.

Spike in Nonrenewals: Company-initiated nonrenewal rates surged between 96% and 216% depending on the region.

Market Participation: The analysis drew on market data from 715 individual insurance writing companies active in 2024.

Driving Factors: Climate change risks, higher home rebuilding costs, and broader inflation have driven up financial pressures on insurers and consumers.

It should be noted that public insurance adjusters were not named as a driving factor for increasing premium costs.

The National Association of Insurance Commissioners (NAIC) has released a first-of-its-kind analysis of homeowners insurance market trends based on seven years of Market Conduct Annual Statement (MCAS) data collected by state insurance departments. The report, Examining Homeowner Property Insurance....

08/19/2026

Oklahoma Judge Rules State Farm CEO Can Be Questioned Under Oath

Another development in an ongoing Oklahoma insurance dispute is drawing attention to State Farm’s claim-handling practices.

According to reporting from FOX23, an Oklahoma County judge has ruled that State Farm President and CEO Jon Farney can be questioned under oath as part of ongoing litigation involving the insurer.

The case centers on disputes over property claims and broader questions regarding State Farm’s practices and procedures. The ruling allows attorneys to seek testimony directly from the company’s top executive as the case continues.

This is an ongoing legal matter, and the ruling does not determine the underlying allegations or establish wrongdoing by State Farm.

For more details on the ruling and the case behind it, read the full report from FOX23:
https://fox23.com/news/local/ok-judge-rules-state-farm-ceo-can-be-questioned-under-oath-about-company-practices

07/09/2026

Oklahoma Files Lawsuit Against Allstate

Oklahoma Attorney General Gentner Drummond has filed a lawsuit against Allstate, accusing the insurer of denying legitimate wind and hail claims through what the state describes as an internal “Disaster Payment Minimization Scheme.”

The lawsuit claims Allstate coordinated efforts to reduce or deny payments owed to Oklahoma policyholders.

“Consumers pay their premiums expecting their insurance company to be there when disaster strikes. When insurers put profits ahead of policyholders, it’s hardworking families and individuals who ultimately pay the price,” Drummond said.

The case seeks relief for affected policyholders and accountability for Allstate’s alleged conduct.

The claims will now be tested in court. Even so, the case places renewed scrutiny on how insurers investigate, evaluate, and pay property claims after disasters.



Read more: https://kfor.com/news/drummond-files-lawsuit-against-allstate-alleging-claims-denied-in-coordinated-scheme/

07/04/2026

🇺🇸 Celebrating 250 Years of Freedom, Resilience & the American Spirit 🇺🇸

This Independence Day, MLA Claims proudly honors the strength, courage, and unity that have shaped our nation for 250 years. As we celebrate America’s past, we also look ahead with gratitude for the communities, families, and businesses we serve every day.

Wishing everyone a safe, joyful, and memorable 4th of July! ❤️🤍💙

06/25/2026

🔥 After a devastating fire and a long, contentious insurance process, we’re thrilled that our clients in Annapolis, MD, are finally moving back into their rebuilt home this weekend. 🏡✨

Unfortunately, situations like this are a reminder that large property insurance claims have become more complex and challenging than ever. No matter where you are in the country, having the right experts in your corner can make all the difference. 🤝

At MLA Claims, our public insurance adjusters and property loss consultants work exclusively for you — not the insurance carrier. Whether you’re facing a total loss or navigating a complicated property restoration, we’re here to handle the complexities and help ensure you recover what you’re rightfully owed. 💼

06/22/2026

Recently, our interns had the opportunity to visit several local businesses and meet with the respective owners. We are incredibly grateful to Sentinel Process Systems, Floors USA, and Elite Roofing for their hospitality and for taking the time to welcome us and share more about their day-to-day operations.

In addition to touring their facilities, our interns had the privilege of hearing each owner’s personal career journey, including the challenges they faced, the lessons they learned, and the experiences that shaped their success. The time spent with these business owners was invaluable!

At MLA Claims, we believe that building strong relationships and learning from others are essential. We appreciate each of these businesses taking the time to host our team and for sharing their knowledge and experience, and passion for what they do.

Sentinel Process Systems, Inc.
Floors USA
Elite Roofing & Contracting

06/21/2026

Happy Father’s Day from MLA Claims! 💙

Today we celebrate all the hardworking dads and father figures who show up every day for their families and communities. Wishing you a day filled with appreciation, relaxation, and time with the ones you love.

06/16/2026

We had an amazing time at the 2026 Simon Says Golf Charity Classic! ⛳️❤️ Simon’s Heart is an incredible nonprofit organization dedicated to preventing sudden cardiac arrest and death in children, teens, and young adults through awareness, education, and heart screenings. Learning more about their mission and the lifesaving work they do was truly inspiring.

MLA Claims was honored to sponsor a hole at this year’s event and support such an important cause. It was a day filled with great people, lots of laughs, and meaningful conversations — all while raising awareness for something that can save lives.

One of our favorite parts of the day was the CPR Jukebox! It was such a fun and interactive way to learn CPR and reinforce how important it is for more people to know these lifesaving skills.

Thank you to everyone who organized, sponsored, and participated in this fantastic event. We’re grateful to have been a part of it and proud to support Simon’s Heart and their mission. ⛳️♥️

05/31/2026

https://www.msn.com/en-us/money/insurance/the-home-insurance-coin-flip-nearly-half-of-claims-result-in-zero-payout/ar-AA24suIe

Home insurers pitch policies as a financial peace-of-mind safety net, but in a disaster customers can find the apparent guarantee of compensation evaporates.

05/06/2026

California's top insurance regulator says the state is seeking millions of dollars in penalties from State Farm after an investigation found the insurance company violated state law while handling claims from the Eaton and Palisades fires in 2025.

"Our investigation found that State Farm delayed, underpaid, and buried policyholders in red tape at the worst moment of their lives. That is unacceptable, and we are taking decisive action to hold them accountable," Insurance Commissioner Ricardo Lara said. http://spr.ly/6187BBw4hc