Lacianne Palma- Homevets Realty-REALTOR

10/14/2026

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10/13/2026

10/12/2026

Price Improvement for the amazing Killeen Home
Come see your new home.

10/12/2026

Monday Vibes!

10/06/2026

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10/03/2026

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10/02/2026

Funtasic Friday events!

09/30/2026

If you're a Texas homeowner, or hoping to become one, September is a good month to talk about a topic that isn't very glamorous but definitely matters: property taxes.

Texas follows an annual property-tax cycle. During the assessment phase, taxing units determine rates and calculate taxes. The Texas Comptroller explains that tax assessors generally begin preparing and mailing property-tax bills as soon as practicable. In other words, September is a good time to know what may be arriving soon.

If your mortgage company maintains an escrow account for your property taxes, the tax bill may go directly to the mortgage company. Still, I encourage homeowners to understand what's happening rather than simply assuming everything is handled. Review your property information, know which taxing entities appear on your bill. If something doesn't look right, contact the appropriate local tax office or appraisal district rather than ignoring it.

For future buyers, property taxes are also something we need to discuss before you purchase. Two similarly priced homes can have very different overall monthly housing costs depending on location, tax rates, exemptions, insurance, HOA fees, and other expenses. That is one reason I don't want my clients choosing a house based solely on the sticker price. We're looking at the bigger picture. I want you walking into homeownership knowing what questions to ask instead of getting unpleasant surprises afterward. Buying a house should feel exciting, but feeling informed. That's what gives you confidence. Whether I'm caring for someone during a nursing shift or helping a family make one of their largest financial decisions, I believe good care starts with making sure people understand what's happening around them.

Let’s Talk: When you purchased your first home, what expense surprised you the most, property taxes, insurance, repairs, utilities, or something completely different?