Quan Pham / Orange County Realtor / CA DRE# 01966064

04/17/2023

Mortgage Rates Suddenly Near 1-Month Highs

Mortgage rates have risen quickly, with the 30-year fixed rate higher than in the past month. Influenced by factors like inflation, economic data, and banking stability, the market now expects the Federal Reserve to hike rates at its next meeting. While the Fed Funds Rate doesn't directly control mortgage rates, changes in expectations correlate with the interest rate market.

After bottoming out at the lowest levels in months in the first week of April, mortgage rates have been rising fairly quickly.  As of this afternoon, you'd have to go back nearly a month to see a higher 30yr fixed rate from the average lender.   In the slightly bigger....

04/03/2023

🏡🚀 Success story! 🚀🏡

Back in 2021, I had the pleasure of helping my incredible clients purchase a stunning home in the beautiful city of Irvine for $1.3M. Just two years later, their investment has soared to a whopping $1.9M! 📈💰

This is a powerful reminder that the right time to invest in real estate is always NOW! 🕒 With the right guidance and support, you too can achieve impressive returns on your investment. 🌟

Are you ready to embark on your own property journey? Let's talk! 📞😊

07/29/2022

07/27/2022

What are VOC paints? and the Pros and cons of low and zero VOC paints.

Low VOC and no VOC paint can help make your home more environmentally friendly. Find out eco-friendly paint options for your next home project.

07/25/2022

Homebuyer Competition Drops to Lowest Level in Over Two Years

The bidding-war rate dipped below 50% for the first time since the start of the pandemic in June as homebuyer budgets took a hit.

06/02/2022

There’s nothing better than cooling off in a pool on a hot summer day. And, if you’re lucky enough, you have one at home. If you’re searching for ways to enhance your outdoor experience, but don’t have enough space in your backyard, then a plunge pool is something to consider. Smaller than a regular-sized swimming pool and larger than a hot tub, plunge pools are the best compromise.

Plunge pools are the best compromise for those with limited space. Read on to learn how a plunge pool can add value to your home.

05/31/2022

Because mortgages are backed by various bonds and securities, the low cost of a 10-year bond is translated into savings on a mortgage. Low yields on Treasury bonds equal low mortgage interest rates, and vice versa. Here is today's chart.

05/20/2022

There is no perfect time for remodeling your home quite like the summer season. The timing also makes perfect sense if you are planning to sell your home while the market remains hot. There is a lot you can achieve at this time. You just need to know how to decorate and freshen up the area that impresses home buyers: the living room.

There is no perfect time for remodeling your home quite like the summer season. The timing also makes perfect sense if you are planning to sell your home while the market remains hot. There is a lot you can achieve at this time. You just need to know how to decorate and freshen up the […]

05/18/2022

"All dreams are within reach. All you have to do is keep moving towards them." - Viola Davis

05/16/2022

Historic rates in the last 2 weeks. It seems like it is easing a bit now.