Republic Notary Services of Iowa

01/27/2022

01/26/2022

I have almost finished my first full month of being a loan signing agent/notary public as a part-time job.
What an experience it has been!
I've completed signings for reverse mortgages, debt restructuring, home refinancing, new home purchase, and auto refinance.
It's taken me from Greene IA to Decorah and Waukon IA. I've met a lot of nice people along the way, and I'm happy I was able to assist them.
Big shout out to my hubby, Tim, who has been my chauffeur to every appointment. He gets me there and back safely and gives me a minute to calm my nerves before the signing appointment. He sits quietly in his truck, no matter how long it takes me to complete the appointment.
I can't wait to see where this takes me!

01/15/2022

I think all the snow that fell landed in our driveway. Hubby is getting us cleared out so we can take off and get some loan signings done today. Enjoying this opportunity of learning new things and meeting awesome people along the way. Stay warm! Have a great weekend! 💚

12/27/2021

What Does A Notary Public Do?

If you tell someone that you are a notary public, you can often expect that he or she will nod knowingly, as if fully aware of what that means. However, most people know only that a notary is "someone who stamps documents." Why those documents are stamped and what is involved in the process is not as well-known by the general public. Some people will admit that they don't know and will come right out and ask you, "What does a notary public do?" To answer that question, you have to first understand what a notary public IS.

A notary public is an official witness to the free and willing signing of one or more documents by one or more people whose identity the notary has verified. In most cases, the document is signed in the notary's presence; in some cases, it is signed first and then brought to the notary public by the signer, who will then acknowledge to the notary that he or she signed it.

Notaries public perform the following duties:

1) verify the identity of the signer(s) who appear before them;

2) have enough of a conversation with the signer(s) to be reasonably sure they are signing freely and willingly;

3) witness the signer(s) signing the document(s);

4) administer an oath to the signer(s) if one is required by the document;

5) verify that all of the notary-specific elements of the document are present, correct any that are incorrect, complete any that are incomplete, and add any that are missing;

6) sign the document in the place designated for their signature;

7) place their official seal on the document (if required by their state to do so).

8) In many states, the notary public will record the details of the notary act he or she just completed in a notary journal and have the signer of the document sign the journal. In some states, notaries also get a thumbprint of the signer in their journals. Even if the State does not require the use of a notary journal, it is considered best practice to maintain one.

The purpose of all of this activity is to add a level of trust to the document. Notarization shows that a document was executed in such a way that it is binding upon the parties whose names appear in it. A notarized document is taken as evidence that those whose names appear in it and who signed it chose to do what the document says they will do, to authorize what it says is authorized, or to verify under oath that the statements of facts in it are true so far as the signers know.

The official witness role is standard in every state of the USA. In some states, a notary public may also have the authority to certify copies and/or to officiate at weddings. In Louisiana, a notary public can draft legal documents, which is not allowed in other states.

Let me know if I can help you.