Tamica Burrus Powered by NEXA Mortgage

Tamica Burrus Powered by NEXA Mortgage 🤝 I provide my clients, buyers agents, & builders personalized 1-on-1 services, making the mortgage process smooth & stress-free.

Let’s connect!

😃 Tamica Burrus
📧 [email protected]
📞 317-296-4696
📄 NMLS # 2558437

I went through all the trouble to drag the snow blower through the house so I could carve a path to the bird feeder.  Th...
01/31/2026

I went through all the trouble to drag the snow blower through the house so I could carve a path to the bird feeder. Then when my bird friends arrived they started scrounging for the seeds I dropped in the snow. LOL!
Determined to be a good "bird mom" anyway, I put some on a paper plate and placed it on the snow 😅 ❄️

Debtception! One thing you should avoid at all costs, is taking out a loan to cover pre existing debt. If you feel like ...
01/06/2026

Debtception!

One thing you should avoid at all costs, is taking out a loan to cover pre existing debt.

If you feel like it's your only option, we strongly recommend you calculate your “debt to income ratio” first.

The calculation goes as follows:

1) Add up all your monthly debt payments
2) Divide them by your gross monthly income

If you fall above 43%, you should strongly consider finding another option.

Because when taking out a loan to pay off debt, it's never tit for tat – you’ll have to pay it back, and then some!

We all get by with a little help from our friends :)That's why we are here for you when you need a bit of extra cash to ...
01/02/2026

We all get by with a little help from our friends :)

That's why we are here for you when you need a bit of extra cash to make your dreams come true.

The last time you took out a loan, what was it for, and was it worth it?

Woe to inflation!We are here to ease your mind about your mortgage payments, and get you through to the other side! Give...
12/30/2025

Woe to inflation!

We are here to ease your mind about your mortgage payments, and get you through to the other side! Give us a call today to see how we may be able to help your combat the unsavory conditions of today’s market :)

Tried to make cookie cups, not bad for a first try! 😋
12/28/2025

Tried to make cookie cups, not bad for a first try! 😋

For the younger homeowners out there…What do you call someone who mails their mortgage statements?Post Malone ;)
12/26/2025

For the younger homeowners out there…

What do you call someone who mails their mortgage statements?

Post Malone ;)

Which decision would you make?Pay off your loan over 10 years at 3% interest, and have less day-to-day spending cash?ORP...
12/23/2025

Which decision would you make?

Pay off your loan over 10 years at 3% interest, and have less day-to-day spending cash?

OR

Pay off your loan over 30 years at 4% interest, spending more in total on interest but having more day-to-day spending cash?

There is no one correct answer, as it all depends on your personal situation and lifestyle. We’d love to know what decision you’d make!

Mortgage mania!For most people, the best option for buying a house is to take out a mortgage. But what exactly does that...
12/19/2025

Mortgage mania!

For most people, the best option for buying a house is to take out a mortgage. But what exactly does that mean?

A mortgage is the agreement between you and a lender, which gives the lender the right to take your property if you are unable to repay the borrowed amount plus interest.

I know, right? Pretty heavy.

So it's very important that you take the time to get yourself the best deal possible! Here are a few things to look out for when taking out a mortgage:

-The size of the loan
-The interest rate
-The closing costs of the loan
-The lender's fees
-The Annual Percentage Rate (APR)
-The type of interest rate and whether it can change (fixed vs. adjustable?)
-The loan term (how long you have to repay the loan)
-Whether the loan has a prepayment penalty, a balloon clause, an interest-only feature, or negative amortization

Being educated about your decision is the first step to ensuring that you will be able to pay it off and own the house of your dreams!

Happy hunting!

FRM’s vs. ARM’s?No, it's not a wrestling match you can catch on pay-per-view. It's the difference between Fixed-rate mor...
12/16/2025

FRM’s vs. ARM’s?

No, it's not a wrestling match you can catch on pay-per-view.

It's the difference between Fixed-rate mortgages and Adjustable-rate mortgages.

Alright then… So what's the difference?

A fixed-rate mortgage is set in place and cannot change over the whole life of a loan. When you consider that most loans are split into 15 or 30 year plans, that's a pretty big commitment!

An adjustable-rate mortgage can have its interest rate go up or down during specific adjustment periods.

Maybe you get in at the right time, lock in the FRM right before inflation drives the rates up… or maybe you are getting a mortgage in a time of economic struggle, and you like the idea of the rate getting better over time.

The choice is yours… Choose wisely!

Inflation giving you the blues? We’re happy to help if you’re struggling to make those mortgage payments. But we’d be ev...
12/12/2025

Inflation giving you the blues?

We’re happy to help if you’re struggling to make those mortgage payments.

But we’d be even happier if you never needed to come to us in the first place – so here’s a tip you can use to save money on your mortgage:

Even though a 15 year mortgage will have a much lower interest rate than a 30 year mortgage, you are tasked with making monthly payments that are considerably more expensive – and that may be too much to handle.

So why not take out a 30 year mortgage, but pay it off quicker?

The great thing about this is, you can make payments as if it is a 15 year loan, but without the added stress and responsibility of the higher minimum payment.

That way if you ever find yourself in trouble, you’ll have a much easier time making those minimum payments.

Just watch out that your mortgage doesn’t include a prepayment penalty – that would put a serious damper on your plans.

Even though we would miss your company, we’d be happy to know that you are succeeding in building the life of your dreams, without any worry of losing your home.

After all, we are here to help :)

Address

Indianapolis, IN

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