Kavanagh Injury Law

08/13/2026

If you get hurt in a crash in Indiana, here is something almost nobody knows.

An Indiana rule says a lawyer cannot reach out to you about your injury claim for 30 days after the accident. That rule exists for a good reason. It says so itself: someone who is injured, or grieving, should not be worked on by anyone while they are in that state.

Nothing says that to the insurance company.

They can call you the next morning. Often they do. And the person the rule describes as too shaken to make a sound decision spends that first month talking to the one party on the other side of their claim, with nobody on their own side of the call. Sometimes before anyone knows how badly they are hurt.

One more thing worth knowing. If you call about your car, that call is about your car. You are not required to give a recorded statement about your body to get your vehicle handled.

I think the rule should run both ways. If you reach out to them, they can talk to you. If you do not, they wait. Same as it works for me.

That is not asking for an advantage. It is asking for the same rule. Changing it is going to be part of my work in Indiana.

You can always call a lawyer on day one. The rule stops us from calling you. It has never stopped you from calling us.

General information, not legal advice.

Matthew Kavanagh
Kavanagh Injury Law, P.C.
9465 Counselors Row, Suite 200, Indianapolis, IN 46240

08/12/2026

Why does a contingency fee scale with the size of the recovery instead of the difficulty of the work? The harder case often pays less. Portfolio risk is a real answer. I do not think it is a full one.
Kavanagh Injury Law, 9465 Counselors Row Ste 200, Indianapolis IN 46240

08/12/2026

From our founder, Matt Kavanagh:

"I was asked, in public and not especially politely, to explain how a personal injury firm runs on a 20 percent fee. This is the long answer. It is written for lawyers, not for clients. If you are hurt and looking for a lawyer, none of this will help you and the website will.

It is not a claim that I have beaten anyone, and it does not end with proof, because I do not have proof yet. It ends with a date.

One year from the publication of this piece I will post what a file actually netted and what it actually cost to produce. Not impressions, not case counts, not a testimonial. And I will post them if they are bad, which is the only part of this commitment that means anything."

https://20percent.law/how-i-got-to-20-percent?utm_source=facebook

Attorney advertising. Attorney fees only. Costs and liens are separate. No result is guaranteed.

Kavanagh Injury Law, P.C.
Matthew Kavanagh, responsible attorney
9465 Counselors Row, Suite 200, Indianapolis, IN 46240

Why a personal injury firm can run on a flat 20% fee. The long answer, written for lawyers.

08/07/2026

From our founder, Matt Kavanagh:

"Contingency agreements commonly step up when a lawsuit is filed. A third before suit, more after. The reasoning is not a mystery. Litigation is where the hours are, so the fee follows the work.

I understand the logic. I just think it puts the fee and the client on opposite sides at the exact moment the case needs a decision.

If filing is right for the case, the client should hear that from someone whose fee does not move either way. Ours does not. Twenty percent, settled or filed.

That is not generosity. It is the only version of the conversation I can have with a straight face."

Attorney advertising. Attorney fees only. Costs and liens are separate. No result is guaranteed.

Kavanagh Injury Law, P.C. | Matthew Kavanagh
9465 Counselors Row, Suite 200, Indianapolis, IN 46240
20percent.law

07/31/2026

From our founder, Matt Kavanagh, on the firm's first month:

"On July 2 we started taking clients on a public argument: that a flat 20 percent attorney fee can carry a case from the first phone call through trial and appeal without ever stepping up, and that the injured person should keep more of their own recovery.

I promised to answer every serious objection in public. A month in, the best objection was never about greed. It was about risk. A contingency fee prices risk, not hours, and that is legitimate. The lawyers who pushed hardest were asking whether a firm at 20 percent will still fund the expensive fight when a case needs it. That is a fair question to put to any firm at any fee, and it does not get settled in a comment thread. It gets settled by what a firm actually does, one file at a time.

I braced for anger and got curiosity. The question I heard most was not 'how dare you.' It was 'how does that work.' When publishing your own price counts as news, the price has been invisible for a long time.

August, we keep building and we keep answering. Thank you to everyone who argued. That was the point."

Kavanagh Injury Law, P.C.
9465 Counselors Row, Suite 200, Indianapolis, IN 46240
20percent.law

07/30/2026

Camera footage is often the most useful evidence in an injury case, and the most perishable.

Intersection cameras, business security systems, body-worn video, 911 and dispatch audio. Most of it sits on a retention schedule measured in weeks. It is not being set aside for a case nobody has filed yet. It overwrites on a timer.

The most valuable step in the first month is usually a written preservation request, in front of whoever holds the footage, before that schedule runs out.

If you were hurt and think something was recorded, ask early and ask in writing.

Kavanagh Injury Law, P.C.
9465 Counselors Row, Suite 200, Indianapolis, IN 46240
20percent.law

07/29/2026

For a month we have heard versions of the same objection: "20% can't work."

Here is the honest response.

It cannot work on 1996 overhead. Paper files, phone tag, and the staffing built around both.

It works fine when software does the busywork, clients pull their own case status from a portal instead of calling to ask for it, and the firm is built for this decade instead of remodeled from the last one.

It also works because there is no step up at suit. The jump from a third to 40% exists because litigation is where the hours are. We went after the hours instead of pricing them.

The objection was never really about our math. It is about sunk costs.

Last Open-Debate Wednesday of the month. Bring your strongest argument. We will answer every serious comment, same as we have all July.

A flat 20% contingency fee, pre-suit through trial and appeal. It never goes up. Most Indiana injury firms charge a third, and more once you go to trial.

07/27/2026

Fee-Math Monday. The hardest cases carry the biggest numbers.

A hypothetical $1,000,000 recovery, the scale of a catastrophic injury or a wrongful death:

• Typical one-third fee: $333,333
• Our fee at 20%: $200,000

Difference: $133,333.

For a family rebuilding a life around a wheelchair, or without a parent, that is not a rounding error. It's care, therapy, education, time.

The worse the loss, the more the percentage matters.

(Hypothetical example; attorney's fees only; case expenses are separate; no result is guaranteed.)

Indianapolis personal injury attorney Matt Kavanagh charges a flat 20% contingency fee — pre-suit, trial, and appeal. No escalation. 9 years. 533 cases.

07/25/2026

Myth: "I can't afford a lawyer."

On a contingency fee, there's no attorney fee upfront. The fee comes out of the recovery. If there's no recovery, there's no attorney fee.

The real question isn't whether you can afford a lawyer. It's how much of your recovery the fee will take. Ask for that number before you sign anything.

Ours is 20%.

(Case expenses may be handled separately, so ask about those too. General info, not legal advice.)

20percent.law