I am an Agent licensed to sell insurance through New York Life Insurance company and may be licensed with various other independent unaffiliated insurance companies in the states of Alabama, Mississippi, Tennessee and Georgia. No insurance business may be conducted outside these states referenced. Additionally, I am a Registered Representative of and offer services NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency, 200Clinton Ave W, Huntsville, Al 35801. Telephone 256-517-5919 In this regard, this communication is strictly intended for individuals residing in Alabama, Mississippi, Tennessee and Georgia. No offers may be made or accepted from any resident outside the specific states referenced. Neither New York Life Insurance Company, nor its agents, provide tax. legal, or accounting professionals before making any decisions.