Homes in Richmond-Rosenberg

06/10/2025

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07/20/2024

A string of favorable data (lower inflation, higher unemployment rate) has convinced the market that the Federal Reserve will begin cutting short-term interest rates in September, and mortgage rates are already moving lower. Let's put together a strategy for your next move!

National news and local views for the week

03/19/2024

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05/16/2023

03/11/2023

Sharply higher mortgage rates dented homebuyer sentiment in February. However, the inventory of homes for sale remains very low across the country, suggesting that peak-to-trough home price drops will be limited. In fact, most forecasters expect low single-digit % home price appreciation at the national level in 2023.

03/06/2023

We got very encouraging (inflectious!) January data for new home sales and pending home sales. The demand is still very clearly there. The only issues are supply (inventories remain low) and affordability (30-yr mortgage rates back near 7%). But the housing market is more balanced between sellers and buyers, and negotiating is BACK!

02/21/2023

The demographic accounted for 9.2% of all mortgages in 2021, a slight uptick from the year prior according to the most recent Home Mortgage Disclosure Act data. Industry leaders predict a fast rise for Hispanic American homeownership, estimated to account for 56% of all new homeowners by 2030 according to a report from Freddie Mac.

The demographic accounted for 9.2% of all mortgages in 2021 and is estimated to make up 56% of all new homeowners by 2030.

11/20/2022

Mack Blankenship 5 Steps to a Perfect Home Loan Presentation 12.6.2022