Real Estate By Ty Loyd

06/02/2026

Interested in great deals on existing NEW HOME inventory? some builders are offering 2.99% interest rates?
Use my New Construction link below to start your search.

Explore new homes with Ty Loyd, a trusted agent dedicated to helping you find the perfect new construction home.

06/02/2026

Brighten up your home’s exterior and create a welcoming atmosphere with beautiful plants and flowers. Here's how:

✅ Plant Colorful Flowers: Choose annuals like petunias, marigolds, or impatiens to add vibrant color to your front yard or entryway.

✅ Mix Textures & Heights: Create visual interest by planting flowers of different heights, shapes, and textures. Combine tall plants with low-growing ones for variety.

✅ Plant in Strategic Spots: Add plants around your mailbox, near the front door, or along pathways to bring life to these areas.

✅ Consider Containers or Hanging Baskets: If you’re limited on space or want a simple upgrade, decorative pots or hanging baskets can make a bold statement with minimal effort.

✅ Select Plants for Year-Round Appeal: While annuals are beautiful, consider incorporating some perennial plants for ongoing curb appeal that lasts throughout the seasons.

Adding flowers and plants can transform your curb appeal with minimal investment. A little greenery goes a long way to making your home feel inviting! 🌟

05/30/2026

📄 Mortgage Tip #5: Know Your Budget Before You Apply! 💰🏡

Before filling out that mortgage application, take a close look at your income, debts, and monthly expenses. Knowing your budget helps you find the right home and the right loan—without the stress! 💡🔑

Need guidance? Let’s chat! 📲

05/28/2026

Luxury homes require a different approach.

Jumbo Loans are designed for properties that exceed conventional loan limits:
✨ Higher loan amounts
✨ Competitive rates for qualified buyers
✨ Ideal for luxury or high-value homes

Perfect for stepping into upscale living.

05/26/2026

This master bedroom has the perfect little nook for reading a book or sipping morning coffee. ☕📖

Would you love a seating area like this in your bedroom?
Tell me how you'd use the space! 👇

05/23/2026

I mean, who wouldn’t want to wake up to a view like this every day? 😍🌄

What’s your dream morning view? Mountains, ocean waves, city skyline, or maybe a cozy garden?

Tell me what you’d love to see outside your window! ⬇️

05/21/2026

This open, airy bedroom with a fireplace is the perfect blend of warmth and luxury. Imagine waking up to a breathtaking view like this every morning—pure serenity! 😍✨

Would you love to start your day here, or do you prefer a more tucked-away retreat?

05/19/2026

Consistency matters.

A Fixed-Rate Mortgage keeps your interest rate locked for the life of your loan:
✨ Predictable monthly payments
✨ Protection from rate increases
✨ Long-term budgeting stability

Great for homeowners who want peace of mind.

05/16/2026

When making an offer on a home, it's essential to include contingencies to protect yourself as a buyer. These contingencies help ensure that you're not stuck with a home that could become a money pit or a legal nightmare. Here are the key ones you should consider:

✅ Inspection Contingency – This allows you to have the home professionally inspected. If there are significant issues, you can renegotiate the price, ask the seller to make repairs, or walk away.

✅ Appraisal Contingency – Ensures the property appraises for at least the offer price. If the home appraises for less, you can request a price reduction or back out of the deal.

✅ Financing Contingency – Protects you if your mortgage financing doesn’t come through. You’ll have the option to cancel the deal without penalties if you're unable to secure a loan.

✅ Title Contingency – Verifies that the seller has clear title to the property, meaning no liens or legal claims. This is essential to avoid future legal issues.

✅ Home Sale Contingency – If you need to sell your current home before purchasing, this contingency ensures that your new home purchase depends on selling your existing property first.

Including these contingencies helps you protect your investment and minimize potential risks during the home buying process. Don't hesitate to reach out if you need help negotiating a strong offer! 💪

05/14/2026

A modern, minimalist dressing table that brings style and function together
Clean lines, simple design, and just the right touch of elegance make getting ready feel effortless every day.