02/20/2021
Any damage you may have suffered to your home should be considered a qualifying event and you should file a claim with your insurance company. Will they pay the claim...for winter storms they usually do pay, but don't be surprised when they find a reason or an exclusion not to pay. But when in doubt make the claim, and then when denied or underpaid, you have options and legal remedies that you can pursue.
Also, in the event your carrier does not accept the claim immediately or moves the process along very slowly, you can reach out to the Small Business Administration or FEMA for disaster assistance.
*Make sure you state the cause of the damage is Frozen Pipes Burst, otherwise you risk your claim being denied.