Benjamin Roberts Law

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Benjamin Roberts Law is a Houston based personal injury firm serving clients throughout Texas in areas such as motor vehicle accidents, bicycle accidents, catastrophic injuries, medical malpractice, premises liability, and product liability law matters.

10/14/2026

"Will my rates go up if I use my PIP?"

We hear this all the time. We've even had clients refuse to use their own Personal Injury Protection (PIP) benefits over it, after paying the premium every month for years.

The honest answer: an insurer can raise your rate after a wreck, even one you didn't cause. Think about how backwards that is, especially with PIP. PIP exists to pay your medical bills and lost income no matter who caused the crash. You paid extra for exactly that. And the fear of using it works in the insurance company's favor.

Underinsured Motorist (UIM) coverage protects you when the driver who hit you doesn't carry enough insurance.

If your rate goes up after a wreck you didn't cause, ask your insurer to explain it in writing, shop your policy, and consider a complaint with the Texas Department of Insurance.

The insurance company would love for you to leave that money in the chest. Don't lose it. Use it.

Benjamin Roberts Law, PLLC | Houston, TX | 713-609-1898

The first 48 hours after an injury decide more cases than the courtroom ever does. We've watched insurers build an entir...
10/08/2026

The first 48 hours after an injury decide more cases than the courtroom ever does. We've watched insurers build an entire defense off one thing someone said β€” or skipped β€” in week one. Swipe for the steps that protect you.

And if it already happened: call us before you call the adjuster. (713) 609-1898.

A collision is not always entirely one person’s fault.Texas divides responsibility for a collision among everyone involv...
10/07/2026

A collision is not always entirely one person’s fault.

Texas divides responsibility for a collision among everyone involved, including drivers, employers, and other companies. Here is how the percentages work:

β€’ 30% at fault: you can still recover, but your damages are reduced by 30%.οΏ½
β€’ 50% at fault: you can still recover half.οΏ½
β€’ More than 50% at fault: you generally recover nothing.

That line is why fault is often the first thing an insurance company disputes. It is also why evidence of how the collision happened matters so much: photos, video, vehicle data, and witness accounts.

For questions about a specific situation, call 713-609-1898.

The phone may ring before the soreness fully sets in.An early call helps the insurance company collect information while...
10/06/2026

The phone may ring before the soreness fully sets in.

An early call helps the insurance company collect information while the event is fresh and before the full medical picture is clear. The adjuster may ask what happened, how you feel and whether you will give a recorded statement.

That speed does not mean the claim has been fully evaluated. It means the file is being built.

Having handled claims from the carrier side, we know how that evaluation gets made. Understanding the purpose of the call can make the process feel less overwhelming.

Benjamin Roberts Law, PLLC is based in Houston. Call 713-609-1898 with questions about a specific situation.

We spent years defending insurance companies. Now we use everything we learned against them β€” for you.We know how adjust...
10/01/2026

We spent years defending insurance companies. Now we use everything we learned against them β€” for you.

We know how adjusters value a claim, where they look to poke holes, and the tactics they use to pay less β€” because we used to run that playbook from the other side. Today we run it for injured Texans instead.

When you're up against a billion-dollar insurer after a serious injury, it helps to have someone who already knows their next move.

πŸ“ž (713) 609-1898 Β· benjaminrobertslaw.com

The first good rain after a dry stretch is the most dangerous drive of the season β€” oil and grime lift off the pavement ...
09/29/2026

The first good rain after a dry stretch is the most dangerous drive of the season β€” oil and grime lift off the pavement and Houston roads turn slick in seconds.

Ease off the gas, double your following distance, and if you start to hydroplane, don't slam the brakes β€” ease off and steer straight. Almost every wet-weather wreck comes down to one thing: speed.

A careful driver adjusts to the road. When someone doesn't, and you get hurt, that was their choice β€” not your fault.

09/25/2026

Houston is still waiting on that first real cool front, but fall is on its way, and the sun is already sitting lower every week. On the drive home, it lands right in your windshield.

Head west on I-10, US-59, or Westheimer in the early evening and you can lose sight of the road for a couple of seconds. That is all it takes for a rear-end or intersection crash. When the clocks fall back on Sunday, November 1, that glare moves squarely into the evening rush hour.

Clean your windshield inside and out, keep sunglasses in the car, drop the visor, and leave extra following distance. If you can't see, slow down.

And if a driver who "couldn't see" hits you, that is still on them. Stay safe out there, Houston.

Serious crashes don't happen on a schedule. That's why you can reach us anytime β€” call (713) 609-1898 or start a chat at...
09/24/2026

Serious crashes don't happen on a schedule. That's why you can reach us anytime β€” call (713) 609-1898 or start a chat at benjaminrobertslaw.com, day or night, and you'll hear back fast.

No call centers, no runaround, no getting passed from desk to desk. When you call Benjamin Roberts Law, you talk to real people who handle Houston injury cases and know how insurance companies respond after serious accidents.

Whether it's a crash on I-45, an industrial accident, or a late-night call from the hospital β€” if something happened and you need to talk it through, we're here.

Hispanic Heritage Month, observed from September 15th to October 15th, is a time to recognize and honor the profound imp...
09/15/2026

Hispanic Heritage Month, observed from September 15th to October 15th, is a time to recognize and honor the profound impact that Hispanic and Latin Americans have made on the culture, history, and progress of America.

This month and every month, we are proud to celebrate the legacy, resilience, and contributions of these communities.

Address

5252 Westchester Street Ste. 210
Houston, TX
77005

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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