Amy Zamikovsky - Financial Planning & Wealth Management

12/15/2025

This weekend, fellow 2014 alumna Teal de la Garza and I had the pleasure of attending the University of Houston Law Center’s annual holiday coffee.

The new building was a wonderful setting for catching up with faculty and some of our favorite colleagues that we don’t get to see often enough.

Thank you to Leonard M. Baynes Sondra Tennessee and Leticia Leal for making us feel right at home in your beautiful new space.

❤️Happy Holidays!

12/12/2025

Fun 2025 holiday party season 🥳🎁

10/08/2025

Registration link in the comments below.

08/19/2025

08/05/2025

Grateful to be quoted by Kiplinger on the importance of prenuptial agreements and retirement planning when marrying later in life.

It’s always an honor to have my insights featured in such a respected financial publication.

As we grow older, we have more to lose, but most importantly, we have less time to rebuild.

When the stakes are high and there's a complicated family dynamic, a prenuptial agreement should not be overlooked.

If it's never needed, that's wonderful. You will only have paid the attorney's drafting fee in exchange for priceless peace of mind.

If it is needed, future you and your children will be profoundly grateful for your careful planning and foresight!

It's important to ensure that a couple's prenup seamlessly integrates with both spouses' post-marriage estate plans.

Huge "Thank You" to author Brian O'Connell and Kiplinger for including my perspective.

"A man who does not plan long ahead will find trouble at his door." - Confucius

Prenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool.

04/12/2025

Financial Planning Barbie 🎀

Not sure what I would do without my financial calculator and my buckets.💅🏼

01/27/2025

Excited to share that this Thursday evening at Kiran’s, I’ll be presenting my CLE course on Fiduciary Duty and Settlement Planning.

Huge thanks to the HTLA Women’s Caucus.

MCLE Details:
-Total CLE: 1.25 hours
-Total Ethics: 1.0 whole hour!

Looking forward to a meaningful discussion on:

- Fiduciary duty
- The revised Texas Disciplinary Rules of Professional Conduct
- The cost of “the guarantee.”
- Retail investors vs. accredited investors and qualified purchasers

Please register to join us.

11/15/2023

🌟🔐 **Unlock the Power of Giving on !**❤️🌟

✨🤝As we embrace the spirit of generosity on Giving Tuesday, let's explore how your charitable contributions can make a meaningful impact while optimizing your financial plan. 🎁💰

⚖️ As an attorney and CERTIFIED FINANCIAL PLANNER™ professional, I've witnessed first-hand the beautiful synergy between financial planning and philanthropy. By aligning your charitable gifts with tax-effective donation strategies, you can maximize the positive change you personally wish to create in the world.🌎

🔍 **Here's a sneak peek at a few gifting strategies we can explore together:**

1️⃣ **Corporate Gift Matching:**
If you're an employer, matching your employees' charitable donations is something advantageous to consider. If you're an employee, check if your employer offers a gift matching program, effectively doubling the impact of your contribution.

2️⃣ **Donor-Advised Funds (DAFs):**
Learn how to leverage DAFs to streamline your giving while making a lasting impact on the causes you care about. You may take an immediate tax deduction while waiting to decide exactly how your donation should be used.

3️⃣ **Qualified Charitable Distributions (QCDs):**
Individuals aged 70½ or older can make direct transfers from their IRA to a qualified charity, satisfying their Required Minimum Distribution (RMD) while simultaneously excluding the distribution from taxable income.

4️⃣ **Appreciated Securities Donations:**
Transferring appreciated stocks or bonds directly to a charity can provide a double benefit – a tax deduction for the fair market value and avoidance of capital gains tax. Often smarter than a cash donation.

5️⃣**Qualified Conservation Contributions:**
Donate real property for conservation purposes, and you may be eligible for a significant charitable deduction.

6️⃣ **Charitable Remainder Trusts (CRTs):**
A gift that pays you! Creating a CRT allows you to donate assets to a trust, receive an immediate deduction, receive income for a specified period, and then direct the remaining assets to a charitable organization.

7️⃣ **Charitable Gift Annuities (CGAs):**
Another gift that pays you! Similar to CRTs but easier to implement and your payments are contractually guaranteed. CGAs provide donors with a fixed income stream for life in exchange for your charitable gift. A portion of your contribution is tax-deductible.

It's important to consult your CFP® pro and CPA to ensure that your gifting approach benefits both your financial plan and personal goals.

⌛️**Ready to make a difference while maximizing the tax benefits of your gifting strategy?**

📩 Message me for your personalized consultation. Let's work together to turn your generosity into a powerful force for positive change! 💫

10/27/2023

My friend from UH Law is out here fighting the good fight and doing the Lord’s work every day. In case you can’t tell, he is pi**ed. Strongly urge Texans to dig into this bill and see what it actually means for Texas families. 💔

Let’s hope this bill doesn’t pass in the Senate.

"Y'all don't live in our f---ing skin," state Rep. Armando Walle told Republican colleagues after they cut off debate on a bill described by an attorney as "open season on people of color."