Chip Lewis, MBA, Realtor

Chip Lewis, MBA, Realtor Buy a home • Sell a home • Property Management •Investments

Chip Lewis, MBA, R
RB-22971 I have a passion for real estate and helping others.

As homeowner and real estate investor, I understand the key role real estate can play in a family's path to financial independence. My goal is to fully understand the unique needs of my clients and to provide the absolute highest level of service. About me:
My early career began as a financial advisor, later I enlisted in the Navy which brought me to Hawaii when I reported to a Pearl Harbor based

Submarine. I fell in love with the islands and I have been in Hawaii since 2006. I have an MBA from Hawaii Pacific University and a Bachelors in Finance from Auburn University. In addition to real estate, I continue to serve as an Officer in the Navy Reserve. The transition to real estate was a natural fit and I’ve found it to be quite rewarding. My military background, coupled with my experience in financial counseling, auditing, and investment analysis bring a diverse skill set to the local real estate market. When not serving my clients property needs, I spend much of my time with family, or outdoors surfing, hiking, running, paddling, and volunteering in the local community. I live in Kailua with my wife and 2 awesome kids.

05/30/2026

Chip Lewis, MBA, REALTOR, MRP
(808) 348-2521
[email protected]
https://dot.cards/chiplewis

RB-22971
HomeSmart Island Homes

My early career began as a financial advisor, later I enlisted in the Navy which brought me to Hawaii when I reported to a Pearl Harbor based Submarine. I fell in love with the islands and I have been in Hawaii since 2006. I have an MBA from Hawaii Pacific University and a Bachelors in Finance from....

🏝️ JUST SOLD | Diamond Head / Pualei Circle 🏝️This one was a journey.After 460+ days on market with multiple Listing Bro...
04/10/2026

🏝️ JUST SOLD | Diamond Head / Pualei Circle 🏝️

This one was a journey.

After 460+ days on market with multiple Listing Brokers, this renovated 1-bedroom condo is officially SOLD.

And it wasn’t a straight line:
• Smaller buyer pool (1-bedroom unit)
• A distressed nearby sale that impacted perceived value
• A previous contract that fell through

On top of a tough condo market across Oahu—rising HOA fees, insurance concerns, and hesitant buyers.

But here’s what made the difference 👇

The Sellers stayed all in.
They trusted the process, stayed patient, and never lost sight of the goal.

📊 We’re now seeing signs of a shift:
• Hawaii Hurricane Relief Fund helping stabilize insurance
• HOA fee increases leveling out
• Buyers starting to step back into the market

💡 Opportunity is coming back—but it rewards those who stay the course.
Huge mahalo to my Sellers for sticking with it and getting this across the finish line🤝

Want to see the property details? 👇
https://3027-pualei-circle-208.chiplewishomes.com/

If you’re wondering whether now is the right time to sell—or how to navigate this condo market—I’m always happy to talk story.

🚨 NEW LISTING in Mililani + 2.75% INTEREST RATE OPPORTUNITY 🚨This is the kind of deal buyers have been waiting for 👇🏡 3 ...
04/03/2026

🚨 NEW LISTING in Mililani + 2.75% INTEREST RATE OPPORTUNITY 🚨

This is the kind of deal buyers have been waiting for 👇

🏡 3 bed / 2 bath single-level home
📍 Quiet cul-de-sac location

💰 $1,050,000
🔥 VA assumable loan at 2.75% interest rate (for qualified buyers)

➡️ Could mean hundreds or even thousands saved monthly
✔️ Well-maintained and move-in ready
✔️ Opportunity to upgrade and build equity
✔️ Carport + covered lanai/storage + lots of storage
✔️ Located in highly desirable Mililani

🌐 See photos, details & pricing:
https://94-436-kealohi-place.chiplewishomes.com

Opportunities like this are rare in today’s market—especially with a rate this low.

📲 Message me for details or to schedule a showing
📣 Tag someone who needs to see this!

🏡 JUST CLOSED – Waianae, Oahu 🌴⚓Another strong win for one of our Active Duty Navy Submariners—and a perfect example of ...
04/01/2026

🏡 JUST CLOSED – Waianae, Oahu 🌴⚓

Another strong win for one of our Active Duty Navy Submariners—and a perfect example of how strategy and persistence pay off in today’s market.

This 3-bed / 1-bath home in Maʻili delivered:
✔️ 1/1 guest suite for rental income
✔️ Solar + Tesla battery
✔️ Detached flex space (office/gym)
✔️ Large yard, move-in ready

💡 Strategy:
This home had been sitting on the market for over 100 days—but when we stepped in, there was already another competing offer.

The challenge? A large outstanding solar loan the seller wanted the buyer to assume.

👉 We won with a clean, fast offer + higher price, with seller paying off solar at closing.

⚠️ Curveball:
VA appraisal came in low (unpermitted studio impacted value).
Tidewater + ROV = no change.

🔥 Negotiated:
• $50K price reduction
• ~$48K solar payoff by seller
• Buyer only brought $10K gap

🎯 Final: $750K | VA Loan | ~ $10K down
➡️ Yes—an E-5 just bought a single-family home on Oahu WITH additional rental income potential

📊 Market Insight:
👉 Buyer’s market = opportunity
👉 Deals don’t happen without offers

☀️ Solar Takeaway
I’m a big proponent of solar, but there are potential pitfalls. Even with a reputable installer, financed solar can complicate resale—especially in the short term. I’m seeing more cases where sellers are effectively underwater once solar payoff and closing costs are factored in.

➡️ Make sure your approach—leasing, owning outright, or financing—aligns with your expected hold period.

Address

1888 Kalakaua Avenue, Ste C312
Honolulu, HI
96815

Website

https://kailuapropertymanagement.com/

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