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Joan E. Diamond, Realtor Harbour & Home Real Estate

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Hilton Head Island, SC
Joan E. Diamond, Realtor Harbour & Home Real Estate

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Helping people call Hilton Head Island their home with Century 21 Diamond Realty.

For additional information about Hilton Head Real Estate, the island itself and all the amenities it offers go to my website: joanediamond.com

10/08/2026

News from Joan E. Diamond

Myth vs. Reality: Does the Fed Control Mortgage Rates?

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and eventually rates, down over time. With more hikes likely this year, waiting may not pay off. So, let's map out a plan that works at today's rates.

Contact: 843 295 0131

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

10/05/2026

News from Joan E. Diamond

Two Moves That Can Get You Into Your First Home Sooner

Your first home may not be as far off as it feels. When the numbers make sense for you, buying a starter home and putting down less than 20% can get you there years sooner.

Want to see which starter homes in our area could fit your budget? Let's connect.

Contact: 843 295 0131

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

10/03/2026

News from Joan E. Diamond

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not fall. Let's talk about what that means for your market and your plans.

Contact: 843 295 0131

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

10/01/2026

News from Joan E. Diamond

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.

Contact: 843 295 0131

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

09/28/2026

News from Joan E. Diamond

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.

Contact: 843 295 0131

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

09/26/2026

News from Joan E. Diamond

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another.

Let's figure out which one you're actually in and build your next move from there.

Contact: 843 295 0131

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.

09/24/2026

News from Joan E. Diamond

Why So Many Sellers Are Cutting Their Price Right Now

Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let's look at what's actually happening with prices in your neighborhood, so you know exactly where you stand before you list or make an offer.

Contact: 843 295 0131

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

09/21/2026

News from Joan E. Diamond

3 Things You Can Actually Control About Your Mortgage Rate Right Now

You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect.

Contact: 843 295 0131

If you're trying to buy a home, affordability is probably what keeps you up at night.

09/19/2026

News from Joan E. Diamond

Selling This Fall? You Want To Get These 4 Things Right.

Selling this fall is absolutely doable. And now you know four of the biggest things to get right.

If you want to sell before the end of the year, let’s make sure you have a winning strategy from day one.

Contact: 843 295 0131

Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year.

09/17/2026

News from Joan E. Diamond

The Best Time To Buy a Home in 2026 Is Almost Here

If you want to buy a house this year, there’s still a way to make it happen, even with today’s rates. This fall gives you the chance to get some of the best seasonal perks the market has to offer.

Want help figuring out when those advantages typically show up in our market?

Let's have a quick conversation about how our market works and the steps you’ll need to take to get ready.

Contact: 843 295 0131

Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.

Address

2 Greenwood Drive Building A
Hilton Head Island, SC
29928

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18432950131

Website

https://joanediamond.com/, https://joandiamondstarthomejourney.com/

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