02/27/2023
Even a seemingly straightforward car accident can quickly become a stressful and complicated situation if you are injured. Perhaps one of the more important questions that is asked is who pays for your medical bills following a car accident injury. In New Jersey, you have different options available to you.
Personal Injury Protection (PIP) Coverage in New Jersey
In New Jersey, all drivers are required to purchase Personal Injury Protection when purchasing car insurance, with the options between Basic and Standard coverage. With New Jersey’s “no-fault” insurance rule, both options are meant to cover your bills stemming from an accident:
* Coverage for medical benefits is per person, per accident.
* Drivers who purchase basic PIP coverage must have at least $15,000 coverage. Those that purchase the standard PIP policy, which is generally more popular, have a limit of $250,000 coverage.
* For very serious injuries, such as permanent brain injury or disfigurement,
New Jersey car accident lawyers at the Law Offices of Harold J. Gerr help injured accident victims seek compensation.