Your Realtor Erica

01/10/2024

Don’t let uncertainty hold you back. With the right guidance and market insights, you can make informed decisions that pay off in the long run. Like they say, the best time to start was yesterday. Let’s chat about your real estate goals today!

01/08/2024

As younger generations continue to enter the housing market, their preferences and demands may shape the market, emphasizing affordability, urban living, and sustainable features. Wondering how this impacts your market? Message me today!

01/05/2024

Although you’re not legally required to work with a real estate professional to buy a home, there are various reasons why you should for a positive home-buying experience. A great real estate agent will guide you through the home search with an unbiased eye while bringing their expertise to the table and helping you meet your buying objectives while staying within your budget. If you want to work with a trusted real estate agent who has extensive knowledge of the local market, contact me today.

12/08/2023

Closing costs are fees and expenses incurred during the closing of a real estate transaction. These costs, like lender fees, title fees, and attorney fees, are typically paid by the buyer but can also be negotiated to be paid by the seller. Pre-paids are expenses that are paid in advance at the time of closing to cover certain ongoing costs related to homeownership. These expenses, like property taxes or homeowners insurance, are typically prorated and paid upfront to ensure there are sufficient funds for these expenses.

12/06/2023

What do you love about your current neighborhood? If you are thinking about moving, what do you hope to find in your new neighborhood that you aren’t ready to give up? If you are on the hunt, I can help you find a place that has the perks you love!

12/01/2023

Comfort is key when it comes to open house or home tour preparation this time of year! There is no need to overheat your home, but it helps to keep your house at a comfortable temperature during a home viewing. Take this time to show potential buyers just how cozy your home can be.

11/29/2023

Buying your first home may be a little scary, but being informed can be the difference between being blindsided by costs you don't expect and being in the know! Buying a home is more than just the purchase price. When you buy a house, you should expect to have a few expenses - to include your down payment (if required for your mortgage type), your closing costs, and any moving costs. If you have bought a home before, what expenses came up that you didn’t expect?

11/22/2023

If you’ve already filled out a mortgage application and received a mortgage loan pre-approval letter — congrats! Getting pre-approved shows a seller that your financing is in order and you’re serious about purchasing a home. But how do you use that letter and how long are preapprovals on mortgages good for until they expire? Let’s find out.

11/17/2023

This question is is often a source of confusion when buying a home. Let's clear it up once and for all! ⁣Any licensed real estate agent can show any home that’s listed for sale in the Multiple Listing Service (MLS)—not just the ones they have listed. ⁣ If you have seen a house on the market and want to check it out, message me today!

11/13/2023

Some people use the terms interchangeably, but there are important differences that every homebuyer should understand. If you’re getting ready to start the home buying journey, you should consider getting pre-qualified to get an idea of what you can afford.

11/10/2023

The practice of seller financing goes by many names, including purchase-money mortgages and owner financing. But in its simplest terms, it describes a form of real estate lending transaction in which a property owner also serves as a mortgage lender. This unique situation in the home selling process eliminates the need for a financial institution to handle financing agreements and negotiations. While seller financing effectively sees a seller provide a buyer with direct financing, it comes with pros and cons attached, as does any nontraditional mortgage option. it’s important to do your research and consult with a qualified professional before entering into a seller financing agreement.

11/08/2023

Do you need an update on the current real estate market? The market is constantly moving but I am staying up to date! As a local expert and your professional real estate agent, I can give you insight into current buying and selling trends and help you navigate the ever-changing market. Message me if you're interested in getting updated on the current market!

11/06/2023

One of the biggest benefits of buying a home is making an investment and building equity. When you buy a home, you are building equity over time. As you make mortgage payments, you accumulate ownership in the property, which can be a valuable asset. Over time, your home may appreciate in value, allowing you to potentially sell it for a profit.

10/20/2023

Many different factors can shape a home's value, so there isn't often one standard formula for determining what a property is worth. Still, there are a few variables that tend to affect home values the most. Local real estate trends play a big role, as well as the housing market at large.

06/06/2023

A home inspection examines a property's safety and current condition. A buyer typically arranges and pays for a home inspection and depending on the findings may choose to move on to closing, renegotiate the sale price, request repairs, or back out of the deal. A home inspection is not the same as a home appraisal, which is required by a lender to determine the value of a property for which a buyer is seeking a mortgage.

05/15/2023

Are you in the market to buy land? Maybe you aren’t finding the home of your dreams and you’ve decided to start from the ground up - literally. Once you’ve evaluated your finances and have some land you want to purchase, be sure to do these five important things before you buy.

03/29/2023

The massive windows in this living room sure brighten up this space! Would you add shades or leave it as-is?

03/28/2023

Did you know that a porch more than 30 inches from the ground will require a 36-inch-high guardrail according to safety code?

03/27/2023

What do you like most about this bright and open living area?

03/26/2023

What do you like the most about this kitchen?

03/25/2023

Transform your space with this 14-day declutter guide!

Unlock the secrets to a clutter-free house (like finally figuring out what to keep and what to toss).

03/24/2023

What are your chances of winning $500 in gift cards this month? Pretty good if you enter March's sweepstakes! To enter, just click the link below!

Enter now: https://dashboard.homeasap.com/nplay.corp.search.ui/sweepstakes/mobilelanding?pageid=281516022239450

03/24/2023

Garage organization goals! ⭐️

Storage cabinets, wall hangers and shelving systems keep all your stuff off your garage floor.

03/24/2023

Thinking about moving but wondering what your current home is worth? Click the link to find your home’s Sale Price Estimate, free!

Want to know how much your home is worth? Find out now! https://homeasap.com/675451/homevalue

03/23/2023

There's nothing like wide open spaces and dreamy mornings.

Searching for the perfect farm or land to build on? Let's Chat! Give me a call today!

03/22/2023

Ample shelving helps keep a bedroom clean and organized.
Could you use this in your next home?

03/22/2023

Invest in your future. Find your next home today! NEW homes are added daily, start searching now!

Start searching now: https://homeasap.com/675451/

03/21/2023

How would you rate this beautiful kitchen on a scale of 1-10?

03/20/2023

👍 If you like "This".
💗 If you prefer "That".

03/19/2023

You Pick: Enclosed / Screened in balcony or open balcony?